My big financial challenge to mortgage freedom

tattycath

I've been avidly paying off as much of the mortgage as I could for the last 8+ years, only...it wasn't my mortgage.
Now we are parting ways and I'm ready for a new challenge.
I need to get a mortgage-in the throes of, as we speak. Once I get it, I need to pay it off ASAP. It's more than 3 X the size of my ex partners mortgage. :eek:

So, myself and Miss tc are buying a house together. (Trying to).
We finally received documents to sign and the conveyancer wants the deposit. I'm hoping that we will be sorted and moved within a month.
We are first time buyers and there is no chain.

allmannerofthings

Exciting times, tattycath! I've just taken out a mortgage with my husband, first payment due later this month. I'm really keen to pay it off as soon as possible. Look forward to following your journey!

tattycath

I've already been looking at overpayment calculators and juggling figures and trying to estimate bills etc.
Even though We are only just signing contracts ready for exchange, I have made a start on trying to work out how we can cut costs and pay off extra every month.
I have started saving on an asd@ savings card, ready for Christmas shop. We have £45 already.
I went to asd@ the other day and picked up a couple of receipts off the floor in the carpark. I put them through the APG and they are worth over a fiver between them. So I'm saving them until we move ( hoping we have got sorted within the next 3 weeks). If we haven't, I will purchase some necessities that have a longer shelf life and save them until we move.

tattycath

allmannerofthings wrote: »

Exciting times, tattycath! I've just taken out a mortgage with my husband, first payment due later this month. I'm really keen to pay it off as soon as possible. Look forward to following your journey!

Exciting times indeed! I saw your thread last night and subscribed as I'm keen to follow your journey too.

A_Frayed_Knot

Great changes afoot indeed. Sorry about the parting of ways, but sound as if you and miss tc have moved onwards and upwards.

Here's to the next month :beer: with you both in your new place. And as always, Best wishes and Good Luck in your run up to your moving in date.

Errr - what's APG

tattycath

A_Frayed_Knot wrote: »

Great changes afoot indeed. Sorry about the parting of ways, but sound as if you and miss tc have moved onwards and upwards.

Here's to the next month :beer: with you both in your new place. And as always, Best wishes and Good Luck in your run up to your moving in date.

Errr - what's APG

Thank you AFK. Looking forward to new adventures. Onwards and upwards.

Asd@ pr!ce guar@ntee

greent

Shiny new diary! Hoping it all goes as smoothly as possible, tc - and that you and miss tc are ensconced in your new abode asap
xx

tattycath

greent wrote: »

Shiny new diary! Hoping it all goes as smoothly as possible, tc - and that you and miss tc are ensconced in your new abode asap
xx

Thanks greent.

chocoholic_chick

Best of luck TC in completing on your home and becoming mortgage free!

tattycath

chocoholic_chick wrote: »

Best of luck TC in completing on your home and becoming mortgage free!

Thanks cc, my mortgage will only be a bit more than yours currently is.

jwil

Wow, tattycath, big changes indeed! Sorry to hear about the split, but
congratulations to you and miss tc on your new start. Hope the completion is nice and quick.

A Frayed Knot - I love your signature, that's a great thought!