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My big financial challenge to mortgage freedom

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  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    greent wrote: »
    Great that you've moved - very best wishes for you new home x

    Thank you greent. :)
    Congratulations TattyC.

    I loved reading your previous diary. Wishing you and littl'un a very happy, healthy fresh start x

    Thank you Jellibeanz :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Ok. So I've been chomping at the bit to start making overpayments...so today I paid off £27.44 :)
    I put my receipt from yesterday through APG this morning and printed off a £2.24 voucher towards my next shop. :)
    Had an emergency today. DD had chest pain and had to be sent home from work. We had to call 111 and they told her to crunch on aspirin and they sent an ambulance..:eek: paramedics arrived and did various tests and told her that it's anxiety, and whilst it's not nice, it's nothing to worry about-thank goodness. So tonight we have just been chilling.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Jessy103
    Jessy103 Posts: 2,246 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    HI tattyc! Well done on the first overpayment!!
    Poor DD I hope she's feeling better. I also suffer from anxiety and would highly recommend yoga. If she doesn't feel up to or have time to go to a class there are plenty of videos on youtube and I found that just 10mins a day was a huge help! Take care x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Congratulations tattycath ,i hope you will both be very happy in your new home .
    Sorry to hear about your DD i too have been taken to hospital with pounding fast heart ,high blood pressure etc and told that its anxiety ,its such a horrid thing and very scary i completely sympathise.
    £1000 a month thats a great target ,mine too ,fingers crossed for us both.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations tattycath :T :T

    It might seem big and scary now, but once you start paying it down you'll be flying!

    Hope DD is feeling better today xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Jessy103 wrote: »
    HI tattyc! Well done on the first overpayment!!
    Poor DD I hope she's feeling better. I also suffer from anxiety and would highly recommend yoga. If she doesn't feel up to or have time to go to a class there are plenty of videos on youtube and I found that just 10mins a day was a huge help! Take care x

    Thank you Jessy. I shall mention doing yoga to her. X
    try_harder wrote: »
    Congratulations tattycath ,i hope you will both be very happy in your new home .
    Sorry to hear about your DD i too have been taken to hospital with pounding fast heart ,high blood pressure etc and told that its anxiety ,its such a horrid thing and very scary i completely sympathise.
    £1000 a month thats a great target ,mine too ,fingers crossed for us both.

    Thank you try harder. Yes, the hospital thing was very scary.
    Fingers crossed we both achieve our targets. I'm sure we will and we can give each other moral support. :)
    jwil wrote: »
    Congratulations tattycath :T :T

    It might seem big and scary now, but once you start paying it down you'll be flying!

    Hope DD is feeling better today xx

    Yep, the scariness is settling down as we are getting more used to the new situation.
    DD is feeling better now, thank you. :) xx
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Happy new start, and happy new house tattycath! :)
  • try_harder
    try_harder Posts: 1,532 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Thank you tattycath i do hope so ,i mean im sure we will -positive thinking
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    So, so far over weekend I have found 20p in a carpark. :)
    Been busy during the week with work and appointments.
    Bills account is up and running so I now have to change all direct debits over.
    Today is shopping day, still got stuff to do at home and stuff to buy.
    No luck with wombling lately.
    Just having a cuppa. Then back to the DIY. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • katep23
    katep23 Posts: 1,406 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Congratulations to you and your DD on your new home, will be reading with interest and cheering you on from the sidelines.
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