My big financial challenge to mortgage freedom

tattycath

jwil wrote: »

I've never heard of Zip Zero. I don't get how it can discount bills without being paid into an account?

Apparently you put the details of the bill and their bank details with your reference number and they pay the money into that account to offset against your bill

tattycath

Another £10 off the mortgage. :j

tattycath

Feeling sad today having a very teary day for no apparent reason

A_Frayed_Knot

tattycath wrote: »

Feeling sad today having a very teary day for no apparent reason

Don't be sad . . . just think of how far you have come in such a short space of time.

I do however know that this is not my favourite time of the year, and will not be for so many.

Things to be grateful for;
A roof over your head
A warm Bed
Food in the fridge/freezer
A job with income (however small) - that meant you could get a mortgage, and without that
you would never have met us
Your Health (that's a biggie !!!)Youve written your xmas cards (I hope ) . . .
and of course,
Lovely friends on MFW - that's us

Your doing fantastic, so give yourself a dust off and a pat on the back, Well done and :beer:
Your Friend AFK

tattycath

A_Frayed_Knot wrote: »

Don't be sad . . . just think of how far you have come in such a short space of time.

I do however know that this is not my favourite time of the year, and will not be for so many.

Things to be grateful for;
A roof over your head
A warm Bed
Food in the fridge/freezer
A job with income (however small) - that meant you could get a mortgage, and without that
you would never have met us
Your Health (that's a biggie !!!)Youve written your xmas cards (I hope ) . . .
and of course,
Lovely friends on MFW - that's us

Your doing fantastic, so give yourself a dust off and a pat on the back, Well done and :beer:
Your Friend AFK

I do feel so grateful AFK. I know I’m in a much better position than so many other people.
I’m trying to focus on the positives, just every now and again I get teary and feelings of inadequacy creep in.
I’m really thankful and grateful to online friends too.
Thanks for being their AFK.

jwil

Hope all is ok. You are doing great xx

tattycath

jwil wrote: »

Hope all is ok. You are doing great xx

Thank you jwil

jwil

I hope you all have a lovely Christmas :xmastree::xmastree::xmastree:

tattycath

jwil wrote: »

I hope you all have a lovely Christmas :xmastree::xmastree::xmastree:

I hope you are having a great Christmas too jwil.

We over ate yesterday as predicted. Ate some of the leftovers today. If we are eating turkey for a few days, so are the pets
I even managed a nap this afternoon. Been in my pj’s all day.
We’ve watched a couple of kids films too.
Back to the grind tomorrow.
I will also be having a look at finances to see what I can pay off mortgage before month end.
I need to start planning my goals and objectives for next year.

greent

Thanks for the ZipZero tip :T - I already use HuYu, ReceiptHog and Shoppix - may as well make every receipt work as hard as possible! I plan on using any rewards towards our water bill - I already have the bank details, so figure that makes it a little easier (plus the supplier doesn't change, and I'm always changing energy suppliers )

Wishing you many festive greetings, tc xx