My big financial challenge to mortgage freedom
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Yes, get it all sorted - you will feel like this is a new start and challenge for you, and its great getting all listings sorted out, if something doesn't sell, I switch the photos round - works wonders.
Anything you sell extra - can go in your EF - because you didn't have it in the first place, so won't miss it.
ps what is Sage advice ? :think:Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
By the way - I hope you don't mind but I pinched your quote . . .
its in my signature . . .Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »By the way - I hope you don't mind but I pinched your quote . . .
its in my signature . . .
:rotfl::rotfl::rotfl:
I don’t mind at all AFK xxGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Lazy morning today.
1 Parcel to go today
Right, need to get my lazy self in shower.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
So by the time I got 1 parcel packed, I’d sold something else. :j
Just been and posted items and then nipped to supermarket.
I spent: £20.78-including a plant for £7 (which is a gift).
£10.01 - fuel
£5- Christmas savings
This year my aim is to log all my supermarket spends in a diary so I can keep track of what bargains I get what savings I make, what I waste money on unnecessarily etcGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Long may it continue - always a pick me up when you sell something.
I'm not sure if I even sold 1 a day, that my new - not used - unwanted gifts - buy on a whim's
would be gone :rotfl:
Lets see what happens, I need to get listing first.
Tomorrow will be 1st spending day for me, unavoidable so I'll make it as low as possible.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
I was up and at it today. :j :j
Gammon already in slow cooker, pantry almost sorted out.
A load of washing on.
Chocolates put away-on a shelf, not eaten! :rotfl:
Now having a cuppa.
Going for a no spend day today.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Forgot we needed bread. Low spend day - £1.40GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
I do hope that is a lovely loaf at that price :eek:
I chop and change my loafs, from seeded, brown, tiger (oh, I can smell that now) and just now I
am on Danish as I feel its lighter bread after all the Christmas food and goodies. A lovely price
from @ldi's as well at 42pAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »I do hope that is a lovely loaf at that price :eek:
I chop and change my loafs, from seeded, brown, tiger (oh, I can smell that now) and just now I
am on Danish as I feel its lighter bread after all the Christmas food and goodies. A lovely price
from @ldi's as well at 42p
Not really, just a bog standard loaf. I didn’t get it. Someone was going to shop and asked if I needed anything. So I just said that we need some bread please. They wouldn’t even let me pay for it but they didn’t know how much it was either and with it being a local shop I expect it would be a rip off price.
I’ve added it as if I bought it to help me keep a proper tally of expenditure this year xxGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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