My big financial challenge to mortgage freedom

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  • A_Frayed_Knot
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    Yes, get it all sorted - you will feel like this is a new start and challenge for you, and its great getting all listings sorted out, if something doesn't sell, I switch the photos round - works wonders.

    Anything you sell extra - can go in your EF - because you didn't have it in the first place, so won't miss it.

    ps what is Sage advice ? :think:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • A_Frayed_Knot
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    By the way - I hope you don't mind :o but I pinched your quote . . .

    its in my signature . . . :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    By the way - I hope you don't mind :o but I pinched your quote . . .

    its in my signature . . . :)

    :rotfl::rotfl::rotfl:
    I don’t mind at all AFK xx
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Lazy morning today.
    1 Parcel to go today
    Right, need to get my lazy self in shower.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    So by the time I got 1 parcel packed, I’d sold something else. :j
    Just been and posted items and then nipped to supermarket.
    I spent: £20.78-including a plant for £7 (which is a gift).
    £10.01 - fuel
    £5- Christmas savings
    This year my aim is to log all my supermarket spends in a diary so I can keep track of what bargains I get what savings I make, what I waste money on unnecessarily etc
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Long may it continue - always a pick me up when you sell something.

    I'm not sure if I even sold 1 a day, that my new - not used - unwanted gifts - buy on a whim's
    would be gone :o :rotfl:

    Lets see what happens, I need to get listing first.

    Tomorrow will be 1st spending day for me, unavoidable :( so I'll make it as low as possible.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    I was up and at it today. :j :j
    Gammon already in slow cooker, pantry almost sorted out.
    A load of washing on.
    Chocolates put away-on a shelf, not eaten! :rotfl:
    Now having a cuppa.
    Going for a no spend day today. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Forgot we needed bread. Low spend day - £1.40
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    Options
    I do hope that is a lovely loaf at that price :eek:

    I chop and change my loafs, from seeded, brown, tiger (oh, I can smell that now) and just now I
    am on Danish as I feel its lighter bread after all the Christmas food and goodies. A lovely price
    from @ldi's as well at 42p :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
    Options
    I do hope that is a lovely loaf at that price :eek:

    I chop and change my loafs, from seeded, brown, tiger (oh, I can smell that now) and just now I
    am on Danish as I feel its lighter bread after all the Christmas food and goodies. A lovely price
    from @ldi's as well at 42p :D

    Not really, just a bog standard loaf. I didn’t get it. Someone was going to shop and asked if I needed anything. So I just said that we need some bread please. They wouldn’t even let me pay for it but they didn’t know how much it was either and with it being a local shop I expect it would be a rip off price.
    I’ve added it as if I bought it to help me keep a proper tally of expenditure this year xx
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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