My big financial challenge to mortgage freedom
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A_Frayed_Knot wrote: »Oh no, lets hope you get better soon.
Don't want to be a misery guts but 2 girls in my work were off around 2 months
with a chest infection.
:eek: 2 months! :eek:
I’m reluctantly having another 3 days and cautiously optimistic that I’ll be well enough to go back on Monday-voice permitting. I still have no voiceGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
:eek: 2 months! :eek:
I’m reluctantly having another 3 days and cautiously optimistic that I’ll be well enough to go back on Monday-voice permitting. I still have no voice
I do hope you will feel better after a lovely weekends rest.
Yes, well - we do have thoughts on that one :mad: coming up for Christmas being one of them, and not
having too many a/l days left was another, if your off sick then you still have them to take another time :think: and "swinging the lead was another" - you know I actually just looked up the meaning of that quote - and it fits perfectly :rotfl:
Sorry, not being very sympathetic, am IAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »I do hope you will feel better after a lovely weekends rest.
Yes, well - we do have thoughts on that one :mad: coming up for Christmas being one of them, and not
having too many a/l days left was another, if your off sick then you still have them to take another time :think: and "swinging the lead was another" - you know I actually just looked up the meaning of that quote - and it fits perfectly :rotfl:
Sorry, not being very sympathetic, am I
I rarely take time off sick, but this has knocked me for six. So I’m taking 3 sick days -one of the 4 is my day off anyway. Fingers crossed antibiotics will kick in soon xGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Please take your time, chest infections, I think hang around longer than a few days.
Just wrote a long post, but was all about the effects of going back to work too soon. _pale_
Take Care xAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »Please take your time, chest infections, I think hang around longer than a few days.
Just wrote a long post, but was all about the effects of going back to work too soon. _pale_
Take Care x
Thanks. I appreciate your input. I have, however had pneumonia on several occasions-I’m just cautiously optimistic that I can get well quicker. I’ve not left the house for 2 days and I’m drinking plenty of fluids and orange juice and taking my meds etc. So fingers crossed.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Take care and have a good rest this weekend. Hope you feel better soon xx"If you can dream it, you can do it". Walt Disney0
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Take care and have a good rest this weekend. Hope you feel better soon xx
Thanks jwil. I have a tiny bit of voice today. It’s a short week for me next week so if i can just get through Monday-Thursday I have 5 days off at the end of it!GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
£35.00 overpayment on the mortgage today.
So over the last few months I’ve decided I’ve not been taking paying my mortgage off early, seriously enough. So, I’m now reading several books and I’m in several online groups and watching podcasts and videos to rectify this.
I’ve learned so much already and I know I still have so much more to learn.
Onwards!GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Managed a no spend day today. :j
My daughter and partner decided to have a takeaway and asked if I wanted one. I thought about it and decided I’d cook something quick instead. So I made egg and chips-1 egg-about 18pence and 4 smallish potatoes from a large bag (we had in since before Christmas)-about 50 pence worth. I had eaten mine before theirs arrived. So whilst they were eating we were discussing finances etc. I said I’m gonna be drawing the purse strings in this year. Trying to be more frugal and saving the pennies.
They said they are too. So I asked how much their takeaway was and they said £18 ish
£18 :eek: I said!
So I worked out how much mine was and told them. As far as healthy eating goes we were all as unhealthy as each other but as for cost... I think they were a bit surprised.
I’m hoping I’m sowing little seeds of looking after the pennies. Fingers crossed.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
No spend day today :j
I think that’s 6 so far this month.
Evening meal is gonna be beef stew. Beef from a joint of beef I bought over Christmas-it cost nearly £9 and I used about 1/4 of it. 1 large onion-30p ?
3 carrots 17p ish, herbs, seasoning, dumplings-butter 20p ish flour 8p ish? Herbs. All in slow cooker. Enough to do probably 6 or 7 portions-served with mash and veg. Good wholesome meal for a fiver if that. :money:GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
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