My big financial challenge to mortgage freedom

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  • jwil
    jwil Posts: 19,323 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Glad you had a good Christmas xx
    "If you can dream it, you can do it". Walt Disney
  • tattycath
    tattycath Posts: 7,175 Forumite
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    greent wrote: »
    Thanks for the ZipZero tip :T - I already use HuYu, ReceiptHog and Shoppix - may as well make every receipt work as hard as possible! I plan on using any rewards towards our water bill - I already have the bank details, so figure that makes it a little easier (plus the supplier doesn't change, and I'm always changing energy suppliers :D)

    Wishing you many festive greetings, tc xx

    Ooh, thanks for this. I’ve never heard of those. I’ll go have a look.
    Have a happy new year greent . :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Bought a fresh chicken for £2 today. Still eating turkey from Christmas so the chicken has gone in the freezer and it will still make a few cheap meals. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Made a final overpayment to the mortgage for this year. Paid £30 off, so that’s £80 overpayment this month.
    I’m happy with that. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 19,323 Forumite
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    That's a great amount considering it's Christmas :T
    "If you can dream it, you can do it". Walt Disney
  • tattycath
    tattycath Posts: 7,175 Forumite
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    jwil wrote: »
    That's a great amount considering it's Christmas :T

    Thanks jwil :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
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    Happy new year everybody! _party_

    New year of a new decade. :)
    New beginnings :)
    This is the start of :
    Putting money in an EF
    Continuing to overpay mortgage
    Grow my business
    Sell everything I don’t need that isn’t nailed down :rotfl:
    Sort the house
    Start savings funds for :
    Christmas
    Car insurance

    I think that’s enough to be going on with
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
    edited 1 January 2020 at 12:16PM
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    So, apparently it’s bad luck to do the washing and cleaning etc on New Year’s Day. So yesterday I washed my bedding and last night I cleaned the bathroom.
    Yesterday afternoon I went to supermarket for some bargains. I managed to get some yellow stickered : lean mince beef- 3 packs, a large beef joint -enough for 3 meals, potatoes with herbs-ready prepared, 2 packs @ 28p each, 3 packs mushrooms @ 33pence each, 2 sweet and sour chicken ready meals - 75% off each and a few other bits and bats. I even started a supermarket savings card for next Christmas. :)
    All I’m doing today is essentials-cooking dinner and clearing up.
    Right now we are watching Harry Potter. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,296 Forumite
    First Anniversary Name Dropper Photogenic First Post
    edited 1 January 2020 at 1:20PM
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    Happy New Year to you both. Love your list, especially the;

    [FONT=&quot]Sell everything I don’t need that isn’t nailed down [/FONT]:rotfl:
    [FONT=&quot]Sort the house[/FONT]
    [FONT=&quot]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]would love to get the sort of bargains you managed to find. [/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]Best wishes to your growing business.
    [/FONT] [FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • tattycath
    tattycath Posts: 7,175 Forumite
    First Anniversary First Post
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    Happy New Year to you both. Love your list, especially the;

    [FONT=&quot]Sell everything I don’t need that isn’t nailed down [/FONT]:rotfl:
    [FONT=&quot]Sort the house[/FONT]
    [FONT=&quot]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]would love to get the sort of bargains you managed to find. [/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]Best wishes to your growing business.
    [/FONT] [FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]
    [FONT=helvetica neue, Helvetica, Arial, sans-serif]
    [/FONT]

    Thank you. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
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