We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
My big financial challenge to mortgage freedom
Options
Comments
-
Glad you had a good Christmas xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Thanks for the ZipZero tip :T - I already use HuYu, ReceiptHog and Shoppix - may as well make every receipt work as hard as possible! I plan on using any rewards towards our water bill - I already have the bank details, so figure that makes it a little easier (plus the supplier doesn't change, and I'm always changing energy suppliers
)
Wishing you many festive greetings, tc xx
Ooh, thanks for this. I’ve never heard of those. I’ll go have a look.
Have a happy new year greent .GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Bought a fresh chicken for £2 today. Still eating turkey from Christmas so the chicken has gone in the freezer and it will still make a few cheap meals.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Made a final overpayment to the mortgage for this year. Paid £30 off, so that’s £80 overpayment this month.
I’m happy with that.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
That's a great amount considering it's Christmas :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
-
Happy new year everybody! _party_
New year of a new decade.
New beginnings
This is the start of :
Putting money in an EF
Continuing to overpay mortgage
Grow my business
Sell everything I don’t need that isn’t nailed down :rotfl:
Sort the house
Start savings funds for :
Christmas
Car insurance
I think that’s enough to be going on withGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
So, apparently it’s bad luck to do the washing and cleaning etc on New Year’s Day. So yesterday I washed my bedding and last night I cleaned the bathroom.
Yesterday afternoon I went to supermarket for some bargains. I managed to get some yellow stickered : lean mince beef- 3 packs, a large beef joint -enough for 3 meals, potatoes with herbs-ready prepared, 2 packs @ 28p each, 3 packs mushrooms @ 33pence each, 2 sweet and sour chicken ready meals - 75% off each and a few other bits and bats. I even started a supermarket savings card for next Christmas.
All I’m doing today is essentials-cooking dinner and clearing up.
Right now we are watching Harry Potter.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Happy New Year to you both. Love your list, especially the;
[FONT="]Sell everything I don’t need that isn’t nailed down [/FONT]:rotfl:
[FONT="]Sort the house[/FONT]
[FONT="]
[/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]would love to get the sort of bargains you managed to find. [/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]
[FONT=helvetica neue, Helvetica, Arial, sans-serif]Best wishes to your growing business.
[/FONT] [FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]
[FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »Happy New Year to you both. Love your list, especially the;
[FONT="]Sell everything I don’t need that isn’t nailed down [/FONT]:rotfl:
[FONT="]Sort the house[/FONT]
[FONT="]
[/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]would love to get the sort of bargains you managed to find. [/FONT][FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]
[FONT=helvetica neue, Helvetica, Arial, sans-serif]Best wishes to your growing business.
[/FONT] [FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]
[FONT=helvetica neue, Helvetica, Arial, sans-serif]
[/FONT]
Thank you.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards