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Second time lucky... debt free diary.
Comments
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Thank you Brizzlegirl.
Not much of the list happened last night. DD2 went to bed at almost midnight as she was to wound up to sleep. I was up until 2 with DD1 doing DS2 new topic wall, we got a bit carried away.
Was hard work this morning! DD2 didn't get dressed until 8.40. Thought they would sleep tonight but they've only just stopped coming down.
A little spending today, DH bought some fruit for lunchboxes this morning and i've just done a small order for tomorrow.
The girls have been spending their money too, they both wanted 'fitbits' as everyone has had them at school. It's no where near fitbit price but will hopefully keep them happy. DD2 has also reserved a pushchair and bouncer for her reborn unless i can find something cheaper (i may still have DD3's in the loft!). Then she want's to sell her doll pushchair.
Still no debt payments gone out yet this year.
Suppose i better head to bed a tiny bit earlier than last night.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Your NSDs are coming along well.
Sorry to hear your daughter is turning out so expensive! DS2 is another who 'doesn't have time' to work (though I can see it would be difficult given the demands of his degree) and that turns out expensive. I'm telling him that once he's qualified he should get a job in Australia so that we can have free accommodation there.
If you give your DD any pocket money, could that be reduced in lieu of her not contributing to her upkeep from earnings?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Evening. Just a quick update as DD2 didn't sleep until past midnight last night then I was still awake at half 4. Hoping for a better night tonight.
Cherry, she has £20 a month pocket money and we pay for her phone at £25 a month and £10 a week for college.
She did pass this morning so need to look if the car can be put on road.
Today has been a NSD 4/122.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Well done to DD I hope she appreciates how much you do for her!
Well done on the NSD's too.
I hope you get a better nights sleep
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Crumbs, it must be something in the air - I was awake too! Here's to a better night's sleep all round.
Well done to your DD. She is costing you, though so I hope she realises it. Perhaps you could take the tack of emphasising the importance of job experience once she is grown up?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thank you both. I was a bit more settled last night but still struggled with sleep. I was to tired to move but still aware of everything if that makes sense? But at least i wasn't up watching tv.
DD1 has always been a pain with money, she makes up for DS1 who wont spend a penny, LOL.
I think we will end up paying the insurance as we want her to help us out with the girls dance and shopping etc. As long as she does help. I just hate the fact that she knows exactly what money we (don't) have and and still expected it to be on the road when she got home from college yesterday.
Hopefully today will be another NSD, DH is back so going to start the room swap over. Will be back later.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Good morning.
The 9th was a NSD (5/122) as fell asleep on the sofa so didn't manage anything. DH fixed a leaky seal while i was asleep, we hadn't realised it was leaking until i had moved something near it and it was completely mouldy. Had had a bucket under it for a couple of days until DH could fix it and it was getting a good few inches deep between each morning/evening empty!
Yesterday was doctors for DS and myself. DS has a rash i wanted checking (it's rosea and harmless). I've got another note for 1 month. He want's to leave my tablets for now as I've only been on these a month so not upping them yet and didn't want to give me sleeping tablets for insomnia for the same reason, he's hoping it will all calm down. DH nipped into Mr T after for bread, ham and cereal and managed to spend £12 odd. The beer and pasties weren't on the list.
I finally fell asleep early hours this morning so DH got the children off to school. I had just got up and was eating something when the phone rang. As it rang i got the dreaded feeling of knowing i had missed a meeting at work. I was only talking about it yesterday but had completely forgot this morning. They are coming out to me next week but i still feels extremely sick that i forgot.
Today won't be a NSD as i was supposed to order DH juice for work but forgot that too so he will pick it up on his way tonight.
Got the refund through for DD learner insurance already so the bank is £142 healthier this morning and we also got paid but i need to check it as they don't seem right.
DD2 had a trampoline for his BDAY in june, it didn't arrive until end of July and already the stitching has gone and the springs falling out. I contacted where it was from but wasn't holding much hope as they have now closed. They told us to contact the manufacturer and today they have replied saying they will replace the mat once they have proof of purchase. Sent that over so hopefully we will have a happy boy again soon (it's his space, not just for exercise, he goes out there if he needs to think or just wants to be on his own).
Eeek, after that essay i better go and get some cleaning done.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Hope you have a good day CT Keep going
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad you got a note for a further month, I think you needed it and things can improve a lot in a month. xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Where has the week gone?! I got a phone call from my dad earlier in the week asking about my grandads brother as he knew i had done the family tree a few years ago.I hadn't gone into much detail as it was just for school so said i'd have a look online. I've spent the last 3 days completely obsessed with our family tree!
There has been a few spends that I need to work out. I've also got a few appointments tomorrow.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970
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