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Second time lucky... debt free diary.
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Sorry to hear you're still not feeling great. Good that DD is getting better. Hope DS is okay too
Take care
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad she's mending so well! When will your DS get his scan results?
Stay warm - it's reet parky out there (I may just be giving away something of my location there).
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Month 22 update..
lloyds: - £10702
barclay: - £7064
sofa: - £2412
Total - £20178
£13376/£33554 (39.8%) paid
It has been a horrible week but i'm starting to feel a bit better again.
Still no appointment for DS scan, I know the doctor said he wasn't worried but it doesn't stop me worrying. Luckily it seems to be going down.
Completely lost track of NSD's. Today has been a NSD but last few days weren't. It was my sisters baby shower last night so had to get a gift, some clothes as i had nothing to wear (these cost more as had to order from somewhere that delivered next day as i really didn't want to go but it upset the children as they were excited to go). Then we spent about £20, which i suppose wasn't bad for 5 of us.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Waiting for appointments can be really horrible can't it.
I do think if they thought it was urgent you would have heard something by now, though as a mum you are bound to worry. I'm glad the swelling seems to be getting less.
Well done for managing to get to the baby shower. It can't have been easy, but I think you've done well only spending £20 for all of you, and at least you now have something special to wear if you need it for another occasion.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thank you CherryFudge. Still no scan appointment but I'm a lot less calm about it now.
I lost track of NSD last month, need to go and look where I was up to but have managed 3 so far this month. Not much else happening here. Really need to sort DD2 birthday though, her birthday list includes a laptop, a gymnastics high bar or a rabbit!! So much easier when they were pleased with the packaging box.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Just writing down a few things to complete this week..
-Return a top to nex!- I ordered it in 2 colours as wasn't sure but I hate it after wearing one of them (shame I can't return both as I probably won't wear it again).
-confess my catalogue debt following returning the above!
-chase a return to am@zon, posted a week ago with no update.
-check the marriage allowance form I submitted over the weekend.
- get ready to switch rooms with the girls while DH off next week.
-sort doctors appointment! Due back to work Saturday but after last week's planning the best way to end my life (I decided that I would NEVER leave my children and that I'm actually to scared too) and disappearing into the dark on my own (That hours walk was fantastic even if it meant DH really panicked after the few days before it) I'm not sure I'm really ready yet, it frightened me that I even had the thoughts!.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
So sorry things have been so tough CT. I hope you've spoken to someone.
If you're ever stuck please know you're not alone. There's always someone who can help. Always.
Take care
Xx
Feel free to pm anytime even if it's only to offload x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Thank you Wannabe x
Today will not be a NSD. DH has taken DS2 to have his hair cut. He's picking some shopping up and getting a price for the exhaust as he has gone out this morning and it's hanging off (it was an advisory on the MOT in the summer).charlies_tribe wrote: »Just writing down a few things to complete this week..
-Return a top to nex!- I ordered it in 2 colours as wasn't sure but I hate it after wearing one of them (shame I can't return both as I probably won't wear it again). - Returned, not sure how much the return charge is though, but about £30 returned to account.
-confess my catalogue debt following returning the above! - This was used from october as i wasn't leaving the house. It's currently at about £500! Not adding it to the debt totals at the moment as hoping to clear it with the monthly clothing budget over the next few months
-chase a return to am@zon, posted a week ago with no update.
-check the marriage allowance form I submitted over the weekend.
- get ready to switch rooms with the girls while DH off next week.
-sort doctors appointment! Due back to work Saturday but after last week's planning the best way to end my life (I decided that I would NEVER leave my children and that I'm actually to scared too) and disappearing into the dark on my own (That hours walk was fantastic even if it meant DH really panicked after the few days before it) I'm not sure I'm really ready yet, it frightened me that I even had the thoughts!.- Appointment at 4.30
Adding
-Try to sort a subscription for DS, he hasn't used it at all and i forgot it was automatic renewal and they have taken £70 this morning.
- Sort exhaust as cheap as possible!LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
-Return a top to nex!- I ordered it in 2 colours as wasn't sure but I hate it after wearing one of them (shame I can't return both as I probably won't wear it again). - Returned, not sure how much the return charge is though, but about £30 returned to account.
-confess my catalogue debt following returning the above! - This was used from october as i wasn't leaving the house. It's currently at about £500! Not adding it to the debt totals at the moment as hoping to clear it with the monthly clothing budget over the next few months
-chase a return to am@zon, posted a week ago with no update. - Returned but didn't automatically refund, Should be in the bank in a few days.
-check the marriage allowance form I submitted over the weekend. - Logged in to find i suddenly owe £78, paid that. Checked DH's and they now owe him £128 so we will be £150 better off once sorted.
- get ready to switch rooms with the girls while DH off next week.
-sort doctors appointment! Due back to work Saturday but after last week's planning the best way to end my life (I decided that I would NEVER leave my children and that I'm actually to scared too) and disappearing into the dark on my own (That hours walk was fantastic even if it meant DH really panicked after the few days before it) I'm not sure I'm really ready yet, it frightened me that I even had the thoughts!.- Appointment at 4.30 - Appointment done and now on the pill! They are hoping it will calm my major mood swings. Got crisis team number and need to go back next week.
-Try to sort a subscription for DS, he hasn't used it at all and i forgot it was automatic renewal and they have taken £70 this morning.
- Sort exhaust as cheap as possible! - New exhaust £118, just need it fitting now.
Lots sorted today. But still so much to do.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
You've done well getting all that done today CT. Hope you manage a good nights sleep.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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