Onwards and downwards...

jwil

Ooh, found my SOA from August 2017. It will need updating now, but I'll do that when we start getting the new Council Tax and water bills.

Statement of Affairs and Personal Balance Sheet

Household Information
Number of adults in household........... 2
Number of children in household......... 2
Number of cars owned.................... 2

Monthly Income Details
Monthly income after tax................ 1770
Partners monthly income after tax....... 400
Benefits................................ 137
Other income............................ 0
Total monthly income.................... 2307

Monthly Expense Details
Mortgage................................ 651
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 138
Electricity............................. 45
Gas..................................... 39
Oil..................................... 0
Water rates............................. 83
Telephone (land line)................... 30
Mobile phone............................ 5
TV Licence.............................. 13
Satellite/Cable TV...................... 10
Internet Services....................... 20
Groceries etc. ......................... 160
Clothing................................ 10
Petrol/diesel........................... 50
Road tax................................ 12
Car Insurance........................... 22
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 853
Other child related expenses............ 10
Medical (prescriptions, dentist etc).... 2
Pet insurance/vet bills................. 10
Buildings insurance..................... 8
Contents insurance...................... 8
Life assurance ......................... 19
Other insurance......................... 0
Presents (birthday, christmas etc)...... 40
Haircuts................................ 0
Entertainment........................... 10
Holiday................................. 10
Emergency fund.......................... 20
Total monthly expenses.................. 2298


Assets
Cash.................................... 1000
House value (Gross)..................... 200000
Shares and bonds........................ 0
Car(s).................................. 500
Other assets............................ 0
Total Assets............................ 201500


Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 124000...(651)......2.24
Total secured & HP debts...... 124000....-.........-

Unsecured Debts
Description....................Debt......Monthly.. .APR
1..............................2289......1........ .0
2..............................8339......1........ .0
3..............................6879......1........ .0
8..............................597.......1........ .0
7..............................4790......1........ .0
6..............................4569......1........ .0
5..............................2359......1........ .0
4..............................4011......1........ .0
Total unsecured debts..........33833.....8.........-


Monthly Budget Summary
Total monthly income.................... 2,307
Expenses (including HP & secured debts). 2,298
Available for debt repayments........... 9
Monthly UNsecured debt repayments....... 8
Amount left after debt repayments....... 1

Personal Balance Sheet Summary
Total assets (things you own)........... 201,500
Total HP & Secured debt................. -124,000
Total Unsecured debt.................... -33,833
Net Assets.............................. 43,667

Created using the SOA calculator at https://www.stoozing.com.
Reproduced on Moneysavingexpert with permission, using other browser.

jwil

Sorry about all the posts I'm trying to recover what I can from my old diary.

I've found this from in December, it's not the final total as I got to 3000 but it must be pretty close.

Decluttering:

459. 2 x sponges
460. shoes
461 - 532. Lego sets
533. Recycling box
534 2 x T-shirts
535. 4 x soft toys
536. 2 x soft toys

Decluttering:
Books: 546
Magazines/papers: 100
Ebay parcels: 1683
Other: 536

Total: 2865

Ebay listings: 1825

Survey/other earnings:
Amazon: £246.56
Paypal/cash: £291.00
Other vouchers:£5.00

jwil

I've copied as much as I can over from google cache. There seemed to be loads missing and pages unavailable, but at least I've got some back. It did seem to be all the big stuff that wasn't available typically!

jwil

For the first time in probably a couple of years, I don't have 100 free listings a day on my main eBay account :eek: It's probably because I haven't been selling as much recently. So much for getting back to it :rotfl: I do have it on my other account though so will be using that one instead.

jwil

Todays pads:

£1.93 to Mortgage
£3.00 to debt savings
£1.55 to em savings


Debt savings - [STRIKE]£19,320[/STRIKE]/£18,272 - £1048 paid :T

1 parcel posted today.

jwil

I opened up a LISA yesterday. I thought I'd get one before I lose the opportunity. Just a cash one as I can't commit to regular savings at the moment. I've transferred £20 over this morning as well as the £1 to open it yesterday.

It's been on my 'to do' list for ever so glad I've finally sorted it

jwil

Todays pads:

£1.93 to Mortgage
£2.00 to debt savings
£3.53 to em savings


Debt savings - [STRIKE]£19,320[/STRIKE]/£18,270 - £1050 paid :T

jwil

The 100 listings a day has appeared in my eBay account after all :T

I've got to take little jwil to a birthday party this morning, but will try and have a good tidy up this weekend and hopefully get some stuff listed.

We were hoping to do a car boot this weekend but it's looking too cold and wet

savingholmes

Hi JWIL - just been reading your diary. Congrats on the progress. Are you a power seller on ebay then? I need to get started on ebay to sell but seem to have a mental block to doing it. I need to reset up my paypal account too.

HairyHandofDartmoor

I've found your new diary Jwil . I'm glad you've started another one :T.