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Onwards and downwards...

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  • remote_control
    remote_control Posts: 642 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Your ebaying is inspirational!! I need to find some stuff to sell. I did a massive clear out over the space of a year a couple of years ago and made a fortune, not a lot left to sell now. Might set myself a little challenge....
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your old diary is back Jwil :beer::j:T:D
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    remote_control wrote: »
    Your ebaying is inspirational!! I need to find some stuff to sell. I did a massive clear out over the space of a year a couple of years ago and made a fortune, not a lot left to sell now. Might set myself a little challenge....

    Aww thank you remote_control :o Go for it :) Actually I might join you, I've been selling lots for DH, but have really slacked on my stuff.

    Let's do it!
    HairyHandofDartmoor wrote: »
    Your old diary is back Jwil :beer::j:T:D

    OMG, Yay :T :T :T I'm going to go back over there. I wasn't ready to start a new diary. Thank you! I probably wouldn't have noticed :rotfl: :beer::beer::beer: :j:j:j:j
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Right, I'm going to stop posting here now. I'm going back to my old diary now.

    I hope you'll come with me folks :D

    https://forums.moneysavingexpert.com/discussion/5624384
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :wave: I'm back after my diary was deleted. I'm so glad they've got it back, so thank you MSE :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.93 to Mortgage
    £2.00 to debt savings
    £3.07 to em savings


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,260 - £1060 paid :T

    1 parcel posted.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It's good to be back :D First job must be to save a copy of this diary!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,235 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Do you have to pay a set amount into your Lisa or can you open it and leave it dormant till you can afford to pay in? Hubby is 40 next month. Must Google it to find out more. He has no pensions eek so might have to see if he should be doing this ??
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    So glad your diary is back to :D x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NeverendingDMP wrote: »
    Do you have to pay a set amount into your Lisa or can you open it and leave it dormant till you can afford to pay in? Hubby is 40 next month. Must Google it to find out more. He has no pensions eek so might have to see if he should be doing this ??

    I opened a cash one with Skipton. You can open it with £1 and then leave it and pay in whenever. With Stocks and shares ones you pay in some each month so it wasn't good for me right now. Once it's opened, you can transfer to a different type in the future if you want to, you just can't open one for the first time after you are 40.

    Come over and join us on my old diary if you want to chat more, I'm very happy to :D
    https://forums.moneysavingexpert.com/discussion/5624384
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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