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Onwards and downwards...
Comments
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Todays pads:
£1.95 to Mortgage
£10.00 to debt savings
£4.04 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,320 - £1000 paid :T
Sod it, I had some ebay sales last night, so there I am, £1k towards debt savings :T :T :T :T
4 parcels posted.
I also discovered I had £20 in a survey account last night so have redeemed that. I also redeemed £5 amazon yesterday, and used the £10 discount that was on amazon yesterday to get some birthday presents for little jwil and the glut of parties that are coming up!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
:j:j:j well done you. Just the last few £££s of that pesky overdraft to go and you'll be ready for the next £1000. I can see that debt-free date getting closer.:T0
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Well done jwil you're on fire keep it up xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Well done amazing progress
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“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
retiredandskint wrote: »:j:j:j well done you. Just the last few £££s of that pesky overdraft to go and you'll be ready for the next £1000. I can see that debt-free date getting closer.:TWell done jwil you're on fire keep it up xxWannabeFree wrote: »Well done amazing progress
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Thanks Guys,It would be nice to see the £17ks there
The overdraft will be gone next week, it will be good to see the back of that too
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
so good breaking a barrier and going full speed to the next oneMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.0
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in_need_of_direction wrote: »so good breaking a barrier and going full speed to the next one
Thank you"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
:beer: Well done. Keep up the good workThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Todays pads:
£1.95 to Mortgage
£10.00 to debt savings
£4.04 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,320 - £1000 paid :T
Sod it, I had some ebay sales last night, so there I am, £1k towards debt savings :T :T :T :T
4 parcels posted.
I also discovered I had £20 in a survey account last night so have redeemed that. I also redeemed £5 amazon yesterday, and used the £10 discount that was on amazon yesterday to get some birthday presents for little jwil and the glut of parties that are coming up!
That's brilliant well done :T. You're really making some progressFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Todays pads:
£1.91 to Mortgage
£1.00 to debt savings
£0.87 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,319 - £1001 paid :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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