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Onwards and downwards...

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Comments

  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love that Jwil, de-clutter the papers and then de-clutter the entire filing cabinet :rotfl:. That will free up some floor space :).

    Yes, and I also doubled my money on the filing cabinet as I bought it cheap at a car boot sale several years ago :beer: :rotfl: :rotfl: :rotfl:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil wrote: »
    Yes, and I also doubled my money on the filing cabinet as I bought it cheap at a car boot sale several years ago :beer: :rotfl: :rotfl: :rotfl:

    Even better, triple win :rotfl:
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.96 to Mortgage
    £3.00 to debt savings
    £3.54 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,347 - £973 paid :T

    5 parcels posted :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.95 to Mortgage
    £2.00 to debt savings
    £1.22 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,345 - £975 paid :T

    14 parcels posted :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Wow! You're a whirlwind. Well done on getting rid of the filing cabinet. A very thorough round up of that job - I always fail at the last hurdle and you saw it all the way through so well done you.
    Speaking of do you have any tips for donating to women's refuges
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 wrote: »
    Wow! You're a whirlwind. Well done on getting rid of the filing cabinet. A very thorough round up of that job - I always fail at the last hurdle and you saw it all the way through so well done you.
    Speaking of do you have any tips for donating to women's refuges

    Thank you :) It's been planned for a long time, just got round to doing it.

    I've never donated to a refuge. I do know where the local one is, but that's through work and don't think they allow people to turn up or publicise the address for security reasons. I think the best thing to do would google them and phone them, then they'd be able to tell you where and how.

    We've got a couple of local charity shops that we have a pretty good relationship with, and we know what they accept, so they get most of our donations.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi jwil..enjoy your birthday! Glad you’re good and as ever always achieving loads....(how do you manage it,, :))

    Have a great weekend x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Todays pads:

    £1.92 to Mortgage
    £1.00 to debt savings
    £1.27 to joint od


    Debt savings - [STRIKE]£19,320[/STRIKE]/£18,344 - £976 paid :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,031 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    brizzledfw wrote: »
    Hi jwil..enjoy your birthday! Glad you’re good and as ever always achieving loads....(how do you manage it,, :))

    Have a great weekend x

    Welcome back Brizzle :) It's still a month or so to my Birthday but thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Aha...oh well make sure you get spoilt for the whole month before then ;)

    It’s good to be back, glad you seem well xx
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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