We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Onwards and downwards...
Comments
-
That's quite a pile you've got rid of so far and it's only a 1/3 through the month........well done xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
-
Todays pads:
£1.91 to Mortgage
£5.00 to debt savings
£1.25 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,357 - £963 paid :T
1 Parcel posted. Just going to do a few listings, then hoping to tackle paper today"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
in_need_of_direction wrote: »i can't believe the number of items already on your list!
We were determined to have a good go over Christmas, long may it continueJust come across your diary and started reading through it. You are doing so well. I admire your determination. I will follow with interest now. Keep up the good work.
Hi ploppy thanks for popping in! Good luck with reading my waffleIt's lovely to have visitors
That's quite a pile you've got rid of so far and it's only a 1/3 through the month........well done xx
Thanks abba, I want it all gone this year!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
You will remember not to sell your other half, won't you?
I treated myself to a bottle of £3 pretend Bailey's last week. Usually I would use any old glass but I chose to use a Crystal port glass, normally saved for visitors. I am determined to use my "for best" things regularly this year. I get real pleasure from using some things so I am going to use them more.
Are you doing anything special for your birthday?
Have a good weekend, take care honey
PaulineDon't get it perfect - Get it goingBetter Than Before0 -
Todays pads:
£1.91 to Mortgage
£2.00 to debt savings
£2.67 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,355 - £965 paid :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
117pauline wrote: »You will remember not to sell your other half, won't you?
I treated myself to a bottle of £3 pretend Bailey's last week. Usually I would use any old glass but I chose to use a Crystal port glass, normally saved for visitors. I am determined to use my "for best" things regularly this year. I get real pleasure from using some things so I am going to use them more.
Are you doing anything special for your birthday?
Have a good weekend, take care honey
Pauline
Haha sometimes I'm tempted
That's brilliant about using 'best'. I'm doing that too. We have a load of nice mugs that we don't use, and were just using easter egg mugs instead. The 'nice' mugs were just dustcatchers and taking up space. So we got rid of the easter egg mugs and now use the nice ones instead.
Life's too short to save things for best, we should use them and enjoy them! It's something I'm learning now.
I've got no plans for my birthday, probably a meal and a day out.
Have a good weekend too Pauline"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well I did papers yesterday :T I've emptied the filing cabinet and got it down to 4 folders (I probably need one extra really). So I have also sold the filing cabinet, and hopefully that is being picked up today. :T :T
2 other items sold yesterday so they are packed and ready to go."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Haha sometimes I'm tempted
That's brilliant about using 'best'. I'm doing that too. We have a load of nice mugs that we don't use, and were just using easter egg mugs instead. The 'nice' mugs were just dustcatchers and taking up space. So we got rid of the easter egg mugs and now use the nice ones instead.
Life's too short to save things for best, we should use them and enjoy them! It's something I'm learning now.
I've got no plans for my birthday, probably a meal and a day out.
Have a good weekend too Pauline
It is a good idea NOT to save things for best. I use all my nice mugs as my tea tastes nicer out of them. I used to save clothes for best too and hardly wear them, but now I try to wear my nicest clothes more often.
As you say life is too short not too.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Well I did papers yesterday :T I've emptied the filing cabinet and got it down to 4 folders (I probably need one extra really). So I have also sold the filing cabinet, and hopefully that is being picked up today. :T :T
2 other items sold yesterday so they are packed and ready to go.
I love that Jwil, de-clutter the papers and then de-clutter the entire filing cabinet :rotfl:. That will free up some floor space.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Todays pads:
£3.00 to Mortgage
£5.00 to debt savings
£4.14 to joint od
Debt savings - [STRIKE]£19,320[/STRIKE]/£18,350 - £970 paid :T
13 parcels posted"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards