Onwards and downwards...

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  • jwil
    jwil Posts: 19,128 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Decluttering:
    Books: 476
    Magazines/papers: 52
    Ebay parcels: 1465
    Other: 294

    Total: 2287


    Ebay listings: 1675

    Survey/other earnings:
    Amazon: £168.35
    Paypal/cash: £207.07
    Other vouchers:
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,128 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Todays pads:

    £1.67 to Mortgage
    £5.00 to savings
    £5.49 to emergency savings
    £5.00 to joint od
    £595 to debt no 8. :j :D:D:D:D
    "If you can dream it, you can do it". Walt Disney
  • missymoo81
    missymoo81 Posts: 7,695 Forumite
    First Anniversary Name Dropper First Post
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    Yaaay to smallest debt going! Woohoo!! Love your decluttering list.
  • AdventureWanted
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    Well done on clearing debt :T
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Congrats on getting rid of the debt xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • HairyHandofDartmoor
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    Such a great feeling getting rid of one whole debt :beer: :T :j

    Have you worked out how much to offer which creditor for the full and finals?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • jwil
    jwil Posts: 19,128 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Todays pads:

    £1.33 to Mortgage
    £2.00 to savings
    £2.01 to joint od
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,128 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    missymoo81 wrote: »
    Yaaay to smallest debt going! Woohoo!! Love your decluttering list.
    Well done on clearing debt :T
    abba1772 wrote: »
    Congrats on getting rid of the debt xx

    Aww thank you lovelies :) Nice to see you adventure, I was just reading your diary the other day, will pop over and say hi :)
    "If you can dream it, you can do it". Walt Disney
  • jwil
    jwil Posts: 19,128 Forumite
    First Anniversary Name Dropper Photogenic First Post
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    Such a great feeling getting rid of one whole debt :beer: :T :j

    Have you worked out how much to offer which creditor for the full and finals?

    Thank you, it feels good :D

    I haven't got any plans really. I'm going to go in really low (10%) and see what they come back with. I'll do it one at a time so if they counter something acceptable I can pay more.
    "If you can dream it, you can do it". Walt Disney
  • HairyHandofDartmoor
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    That sounds like a sensible plan, so good luck :)
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
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