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Decluttering:
Books: 476
Magazines/papers: 52
Ebay parcels: 1465
Other: 294
Total: 2287
Ebay listings: 1675
Survey/other earnings:
Amazon: £168.35
Paypal/cash: £207.07
Other vouchers:"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Todays pads:
£1.67 to Mortgage
£5.00 to savings
£5.49 to emergency savings
£5.00 to joint od
£595 to debt no 8. :j
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Yaaay to smallest debt going! Woohoo!! Love your decluttering list.0
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Well done on clearing debt :TLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Congrats on getting rid of the debt xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Such a great feeling getting rid of one whole debt :beer: :T :j
Have you worked out how much to offer which creditor for the full and finals?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Todays pads:
£1.33 to Mortgage
£2.00 to savings
£2.01 to joint od"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
missymoo81 wrote: »Yaaay to smallest debt going! Woohoo!! Love your decluttering list.AdventureWanted wrote: »Well done on clearing debt :TCongrats on getting rid of the debt xx
Aww thank you lovelies
Nice to see you adventure, I was just reading your diary the other day, will pop over and say hi "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
HairyHandofDartmoor wrote: »Such a great feeling getting rid of one whole debt :beer: :T :j
Have you worked out how much to offer which creditor for the full and finals?
Thank you, it feels good
I haven't got any plans really. I'm going to go in really low (10%) and see what they come back with. I'll do it one at a time so if they counter something acceptable I can pay more."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That sounds like a sensible plan, so good luck Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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