Onwards and downwards...
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Decluttering:
Books: 476
Magazines/papers: 52
Ebay parcels: 1465
Other: 294
Total: 2287
Ebay listings: 1675
Survey/other earnings:
Amazon: £168.35
Paypal/cash: £207.07
Other vouchers:"If you can dream it, you can do it". Walt Disney0 -
Todays pads:
£1.67 to Mortgage
£5.00 to savings
£5.49 to emergency savings
£5.00 to joint od
£595 to debt no 8. :j"If you can dream it, you can do it". Walt Disney0 -
Yaaay to smallest debt going! Woohoo!! Love your decluttering list.0
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Well done on clearing debt :TLBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Congrats on getting rid of the debt xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Such a great feeling getting rid of one whole debt :beer: :T :j
Have you worked out how much to offer which creditor for the full and finals?Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Todays pads:
£1.33 to Mortgage
£2.00 to savings
£2.01 to joint od"If you can dream it, you can do it". Walt Disney0 -
missymoo81 wrote: »Yaaay to smallest debt going! Woohoo!! Love your decluttering list.AdventureWanted wrote: »Well done on clearing debt :TCongrats on getting rid of the debt xx
Aww thank you lovelies Nice to see you adventure, I was just reading your diary the other day, will pop over and say hi"If you can dream it, you can do it". Walt Disney0 -
HairyHandofDartmoor wrote: »Such a great feeling getting rid of one whole debt :beer: :T :j
Have you worked out how much to offer which creditor for the full and finals?
Thank you, it feels good
I haven't got any plans really. I'm going to go in really low (10%) and see what they come back with. I'll do it one at a time so if they counter something acceptable I can pay more."If you can dream it, you can do it". Walt Disney0 -
That sounds like a sensible plan, so good luckFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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