Kensington Mortgage application timescale

Amysmith21

EmzJenks said:

Well spoke to the student loan company, they'll do a letter and email it to me, should have it within 2 working days. Also turns out not only have I paid it in full I've overpaid by a whole £16.27 so am due a refund. Winning haha

Result!!! LOL! At least it is all getting sorted...fingers crossed!

kleew88

Hi All
we are currently going through an application with Kensington mortgages to have been told a second time the solicitor we are using is not on their panel, even though I explained the situation to the current solicitor who confirmed they were on the panel. Does anyone have any recommendations of solicitors they are using who are on the panel I just don’t know what to do? 

EmzJenks

kleew88 said:

Hi All
we are currently going through an application with Kensington mortgages to have been told a second time the solicitor we are using is not on their panel, even though I explained the situation to the current solicitor who confirmed they were on the panel. Does anyone have any recommendations of solicitors they are using who are on the panel I just don’t know what to do? 

Ours is but they are local to me in Leicester - DWS solicitors - or maybe can Kensington themselves or your MA recommend one that is on their panel?

EmzJenks

Amysmith21 said:

EmzJenks said:

Well spoke to the student loan company, they'll do a letter and email it to me, should have it within 2 working days. Also turns out not only have I paid it in full I've overpaid by a whole £16.27 so am due a refund. Winning haha

Result!!! LOL! At least it is all getting sorted...fingers crossed!

Haha I know. With this £16 and the £27 I was owed from the payslip mess up in Jan I'm now £43 up this month thanks to  Kensington so shouldn't moan too much I suppose haha

girlie1412

EmzJenks said:

girlie1412 said:

So glad to hear that some of you have received their offers and stress is somewhat over! Hopefully all that wait will get the good news soon. 

We have received another query from Kensington in the line of quite and few queries which was answered yesterday and out MB advised that she will call Kensington Monday and speak with them. I am hopeful that we may finally get our offer next week. It would be fantastic to know it’s here and we can finally relax it’s been very stressful few months. You all keep me sane and with every good news here I get that much more hope. Thank you all for that. I’ll keep you posted 

How long has your process been? Hope you hear something this week. We're four weeks in now 

AIP received 17/4/21
FMA submitted 19/4/21 
Valuation completed 26/5/21
so for us it’s a very long process... really hoping to hear something this week! 

Shirleyuz

Guys we just got our offer!! 

Here’s my timeline 
21/05/21: AIP

 26/05/21: Full Application 

01/06/21: Asked for proof of deposit 

05/06/21: Asked for details of a default
account that am still paying off (balance £493). Asked my husband to pay off a loan he had. Further proof of deposit, Landlord details and the developer’s details

11/06/21: Valuation done 

15/06/21: Asked for further proof of deposit and 3 months mortgage payments. They can be very pedantic!! 

18/06/21: Mortgage offer. The offer has a condition stating my husband has to pay off his loan but he has already paid this off so not a problem. So altogether 18 working days to offer! We are over the moon!!! Never ever thought we would be homeowners. 

Does anyone know how much you end up paying for your Solicitor acting on behalf of Kensington? 

Also need to shop around for home Insurance. Apparently they have to add Kensington as an interested party. 

Amysmith21

@Shirleyuz Congratulations!!! You must be so chuffed!! Fingers crossed on the rest of your home owning journey  

EmzJenks

Shirleyuz said:

Guys we just got our offer!! 

Here’s my timeline 
21/05/21: AIP

 26/05/21: Full Application 

01/06/21: Asked for proof of deposit 

05/06/21: Asked for details of a default
account that am still paying off (balance £493). Asked my husband to pay off a loan he had. Further proof of deposit, Landlord details and the developer’s details

15/06/21: Asked for further proof of deposit and 3 months mortgage payments. They can be very pedantic!! 

18/06/21: Mortgage offer. The offer has a condition stating my husband has to pay off his loan but he has already paid this off so not a problem. We are over the moon!!! Never ever thought we would be homeowners. 

Does anyone know how much you end up paying for your Solicitor acting on behalf of Kensington? 

Woohoo! No idea on sols fees sorry, they should've given you a quote before instructing them?

Pedantic is right for sure! 

girlie1412

I actually can’t believe that I am writing this but we got our offer today! This is 8 weeks since full application submission and a lot of documents asked fir todsy alone questions regarding this year P60 And confirmation of our names! I thought that we will be in another 5 days wait from today since more questions were asked however our MA called today shortly before 5 and advised that offer is in the post and will arrive by mid next week! Delighted! Hopefully more hear good news soon you have all kept me sane thank you for that 

Amysmith21

girlie1412 said:

I actually can’t believe that I am writing this but we got our offer today! This is 8 weeks since full application submission and a lot of documents asked fir todsy alone questions regarding this year P60 And confirmation of our names! I thought that we will be in another 5 days wait from today since more questions were asked however our MA called today shortly before 5 and advised that offer is in the post and will arrive by mid next week! Delighted! Hopefully more hear good news soon you have all kept me sane thank you for that 

Ahh yay!! Congrats!! Fingers crossed some more of us get some good news next week 🙏🙌🤞