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Kensington Mortgage application timescale
Comments
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Fingers crossed for you. Its so stressful. My seller wanted us to complete in Jan too and now it wont be until Feb. She is anxious as her seller is pushing to go and their seller had their last buyer drop out because they couldn't get the mortgage, so this far in I think the whole chain are starting to think the worst. Keep us posteddanielleb91 said:Hey @housebuyer143 no offer yet unfortunately, our employer references have only just been actioned yesterday/today.
So I assume now we go back into the queue for the underwriter to review...praying that this is the last bit of information they need and that we get an answer this week!
Our seller isn't expecting us to complete until Feb now but he is still a bit anxious (understandably so) that we don't actually have our offer yet... 7 weeks down the line! I think Kensington's website is a bit outdated with timelines haha.. that must have been pre-covid. Or maybe we are just the unlucky ones
Fingers crossed you receive your offer soon enough x
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that's great. We received ours too today with special conditions. Wondering if thats a standard procedure?Needsadvice13 said:
It arrived this morning! 😊connieee3 said:
Hey have you received your offer in the post yet?connieee3 said:
Amazing news. Well done and congratulationsNeedsadvice13 said:We’ve received our offer!!!! Can’t believe it 🍾🎉🎉🎉0 -
Ours has some to, the house is a new build so all the conditions relate to the house being finished to a good standard… pics being provided and warranty once builtconnieee3 said:
that's great. We received ours too today with special conditions. Wondering if thats a standard procedure?Needsadvice13 said:
It arrived this morning! 😊connieee3 said:
Hey have you received your offer in the post yet?connieee3 said:
Amazing news. Well done and congratulationsNeedsadvice13 said:We’ve received our offer!!!! Can’t believe it 🍾🎉🎉🎉0 -
Still nothing here either 0
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We've GOT IT!!
So very very relieved!!
We had our offer by email this afternoon, said they will back it up with paper copies to ourselves and our solicitor in the next few days!
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Great news for you allow! How long after submitting the endless stream of documents did it take to go through? Feels like we are jumping through endless hoops here!0
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Full application was completed on the 22nd Dec, offer yesterday 17th Jan. we sent our last requested documents around 2 weeks ago.1
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Similar to ours though it's fully complete. Have they put any condition relating to UK financial Disclosure incentive form? we did provided this intially but they have requested this again with the offer.Needsadvice13 said:
Ours has some to, the house is a new build so all the conditions relate to the house being finished to a good standard… pics being provided and warranty once builtconnieee3 said:
that's great. We received ours too today with special conditions. Wondering if thats a standard procedure?Needsadvice13 said:
It arrived this morning! 😊connieee3 said:
Hey have you received your offer in the post yet?connieee3 said:
Amazing news. Well done and congratulationsNeedsadvice13 said:We’ve received our offer!!!! Can’t believe it 🍾🎉🎉🎉0 -
Yep exactly the same with ours! Lol…connieee3 said:
Similar to ours though it's fully complete. Have they put any condition relating to UK financial Disclosure incentive form? we did provided this intially but they have requested this again with the offer.Needsadvice13 said:
Ours has some to, the house is a new build so all the conditions relate to the house being finished to a good standard… pics being provided and warranty once builtconnieee3 said:
that's great. We received ours too today with special conditions. Wondering if thats a standard procedure?Needsadvice13 said:
It arrived this morning! 😊connieee3 said:
Hey have you received your offer in the post yet?connieee3 said:
Amazing news. Well done and congratulationsNeedsadvice13 said:We’ve received our offer!!!! Can’t believe it 🍾🎉🎉🎉1 -
Wow that was really quick congratulations! 🥂🎉Happydays127 said:Full application was completed on the 22nd Dec, offer yesterday 17th Jan. we sent our last requested documents around 2 weeks ago.1
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