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The New Adventures of Fortune

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    has been resolved :T The Land Registry were true to their word Greying and responded when they said they would.

    YAY! :j Spiffing news Fortune :D

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    All sounding good :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    nearly there...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Greta news fortune still on for exchange by Friday then. I can feel a celebratory glass of vino coming on :D
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm anxious, nervous and excited just reading this!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,106 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    After working my butt off so that we could get to exchange this week the buyers are saying they can't return their contract until Monday :eek: Apparently it has been posted to them so they won't receive it until tomorrow and won't be able to post it until Friday :mad:

    Has their solicitor not heard of email! Our contract report was emailed to us and we printed it off ourselves.

    I did suggest this to our buyer but have not had a reply :mad:

    I despair...

    ...although a large glass of red is helping to take the edge off.

    Meh

    Fortune x
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Meh indeed.
    I much prefer the Scottish system.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jessy103
    Jessy103 Posts: 2,242 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh my days!! I don't know how you haven't blown your top Fortune!! Fingers crossed it all gets sorted asap! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,106 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Meh indeed.
    I much prefer the Scottish system.

    You might be right Beanie.
    Jessy103 wrote: »
    Oh my days!! I don't know how you haven't blown your top Fortune!! Fingers crossed it all gets sorted asap! x

    I nearly have... several times. Although, as far as house moving issues go we've got off quite lightly I think.

    Fortune x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,106 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It looks as though we will be exchanging tomorrow after all :eek:

    I was very disappointed yesterday when I heard our Buyers couldn't get the contract back until Monday. Several text messages were drafted and then deleted as I asked myself whether it was reasonable to push them to move more quickly. I didn't send anything in the end deciding a few more days of waiting wouldn't kill me.

    However, when I spoke to our Vendor to update her she kicked off! I think the stress of it all has just got too much for her. She is very unhappy that we haven't exchanged yet and feels that the time now between the exchange and completion dates is too short for her to make the move. She wants to push the completion date on :eek:

    We can't do this because of Mr F's work commitments and because our Buyers have booked a holiday (I knew that would come back to haunt us) and Buyers' mortgage offer will expire and...and....and...

    So, after several anxious telephone calls back and forth, our Buyers have agreed to sign the contract when they receive it today and drive it to their solicitor early tomorrow morning - a round trip of 100 miles! I bet they use a solicitor closer to home next time ;)

    I've left messages for my solicitor to give her the heads up and check that she is able to do her part but nothing heard back yet.

    Mr Buyer let slip a couple of things during our conversations which gave me a justifiable opportunity to talk about the elephant in the room. Their situation will be changing but not until after completion and they have control over what happens. There are many factors which mean it's critical for them to complete soon but none that should cause us any difficulties. What a relief :)

    Feeling a bit shell-shocked now. Just hope it does happen tomorrow otherwise I think all bets will be off.

    Remind me, why did I think it was a good idea to move.

    More wine will be needed later I think :o

    Fortune x
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