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The New Adventures of Fortune

edited 18 February 2017 at 10:45AM in Mortgage-free wannabe
403 replies 66.3K views
Fortune_SmilesFortune_Smiles Forumite
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edited 18 February 2017 at 10:45AM in Mortgage-free wannabe
It is possible to move a mountain by carrying small stones


A new chapter.

We have spent a very happy 11 years in the Garden of England but are now looking to make a move. The winds are favourable and time is still on our side. I know it’s the right decision and I’m excited… and terrified.

It’s a fabulous opportunity to plan the next stage of our lives and realise our dreams. But I’m finding the size of the task daunting and know I am dragging my feet.

My diary has been invaluable in helping me to reach my goals in the past so I’m going to focus these new pages on making good decisions and progressing the move. It would be lovely to have some company on the journey and any advice, support or general cheerleading would be very much appreciated.

If I’m to move a mountain I’d better get on with carrying stones.



Fortune x

PS If you’d like to see my previous adventures you can find them here http://forums.moneysavingexpert.com/showthread.php?t=4068401
Mortgage: 67% paid Mortgage Neutral: 67% Emergency Fund: 38%
Holding On and Letting Go Knowing when to let go is just as important as knowing when to hold tight
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Replies

  • Fortune_SmilesFortune_Smiles Forumite
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    We have chosen an Estate Agent and agreed costs. Next stones to carry are:
    • read the contract thoroughly
    • check the details in the property questionnaire
    I have met with a Financial Adviser and have a good idea of what products will be available to us. We have decided our bottom line on the house sale, our top line on a house purchase and mortgage term. Next stones to carry are:
    • research Adviser's company
    • bolster our savings to cover the costs of moving - 75% achieved so far
    • anything we can save over and above these will go towards a future emergency savings fund.
    • continue our contribution to DS's house deposit.
    We've started preparing the house. I've used local FB sales sites and Fleabay to earn some extra cash and declutter. A friend has donated lots of boxes from her recent house move for us to fill. Next stones to carry are:
    • list any unsold FB sales items on Fleabay
    • work through each room in the house to identify other items to sell
    • pack photographs and other personal items ready for photographs.
    • file 10 pieces of paper each day (happy to say I've done this for 2 days running now
    • review one file each day and discard redundant information
    • delete 10 floppy discs each day. Mr F has about 200 he has kept from centuries ago :rotfl: He isn't happy about putting these in the bin so I am opening each of them up to get to the actual disc so we can shred them. I've done 20 so far :eek: I know you can wipe the data with a strong magnet but a) we don't have a strong magnet and b) how do you know that the data has actually gone when you no longer have a floppy disc drive?
    • clean at least one room each day

    Other stones:
    • get further conveyancing quotes
    • continue to research the area we'd like to move to

    I think that should give me a small rockery :rotfl:

    Is there anything else I should be thinking about at this stage? Tips and advice would be very appreciated.

    Fortune x
    Mortgage: 67% paid Mortgage Neutral: 67% Emergency Fund: 38%
    Holding On and Letting Go Knowing when to let go is just as important as knowing when to hold tight
  • rtandon27rtandon27 Forumite
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    :hello:

    Happy New Diary Fortune!

    Duly subscribed & looking forward to keeping you company in your next leg of the journey!

    XO
    RT
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    19 YEARS 7 MONTHS LEFT OF 20 YEARS
  • Fortune_SmilesFortune_Smiles Forumite
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    rtandon27 wrote: »
    :hello:

    Happy New Diary Fortune!

    Duly subscribed & looking forward to keeping you company in your next leg of the journey!

    XO
    RT

    Thank you RT - nice to know I'm not alone out here in the world of new diaries :j

    Fortune x
    Mortgage: 67% paid Mortgage Neutral: 67% Emergency Fund: 38%
    Holding On and Letting Go Knowing when to let go is just as important as knowing when to hold tight
  • Great a new diary for a new mission. Hope there is still going to be plenty of cooking - I have picked up loads of recipe ideas from your previous diary : )
  • Fortune_SmilesFortune_Smiles Forumite
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    Busy_Mee1 wrote: »
    Great a new diary for a new mission. Hope there is still going to be plenty of cooking - I have picked up loads of recipe ideas from your previous diary : )

    And then there were three :D Hi there Busy Mee. Yes, there'll be plenty of cooking - we'll still need to eat :rotfl: Might need to give the painting and writing a miss for a while though.

    Fortune x
    Mortgage: 67% paid Mortgage Neutral: 67% Emergency Fund: 38%
    Holding On and Letting Go Knowing when to let go is just as important as knowing when to hold tight
  • beanieloubeanielou Forumite
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    Happy shiny new diary for the next part of life's rich journey :) xx
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Subscribed and along for the ride. I have read every day from your old diary and have clapped and cried appropriately. Now it's time for change so well done on the journey so far and good luck as you plan the future xx
    Living the dream and retired in Cyprus :j

    http://forums.moneysavingexpert.com/showthread.php?t=5105296
  • XSpenderXSpender Forumite
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    Happy new diary.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • ShortieShortie Forumite
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    Typical me - I start to post on a diary just as it's closing down :rotfl:

    Subscribing here too and settling in for the new adventures :)
    April 2021 Grocery Challenge 34.29 / 250
  • Fortune_SmilesFortune_Smiles Forumite
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    beanielou wrote: »
    Happy shiny new diary for the next part of life's rich journey :) xx

    Yay Beanie! It wouldn't feel right without you here :D
    Mint1955 wrote: »
    Subscribed and along for the ride. I have read every day from your old diary and have clapped and cried appropriately. Now it's time for change so well done on the journey so far and good luck as you plan the future xx

    What a trooper you are Mint to stick with me through all those pages. Glad you feel up to seeing me through the new chapter :cool:
    XSpender wrote: »
    Happy new diary.

    Hello XSpender - another familiar face. Glad to see you.

    Fortune x
    Mortgage: 67% paid Mortgage Neutral: 67% Emergency Fund: 38%
    Holding On and Letting Go Knowing when to let go is just as important as knowing when to hold tight
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