Car accident with motorbike - they say I'm 100% liable

Quentin

Mumof490 wrote: »

Sorry never claimed before this is all new to me

Well if they did do knock for knock it would be better then being 100% liable but there's nothing I could of changed that night I only hoped for 50/50 as he's a vulnerable driver they told me

Had the motorcyclist of not over took I would not be in this mess.

As posted knock for knock is no longer used.

If you only hope to get 50/50 then (as posted), were you to succeed that won't make any difference to your future premium/ loss of NCD that you will have now you are being considered fully liable.

Mumof490

This is completely what happened thank you !!!

honestly so sorry my op wasn't clear I've had this on my mind my child poorly for 3 weeks now upset going school plus the death in my family

My main reason for this post was in my opinion I couldn't of done anything different that night if he had not of over took I wouldn't be in this mess

Mumof490

Well in my opinion he's liable but my opinion isn't what matters it's down to the instance and he's classed as vulnerable which doesn't help my case. Just nothing I could of changed that night

Money_maker

George_Michael wrote: »

I read it different to you neil.
I thought that both the OP and the other car were both on the same road coming from opposite directions.
The OP wanted to turn right into a different road and the other driver coming from the opposite direction wanted to turn left into the same road.

If it was as you described, the motorcycle would have hit the OP's car on the drivers side and not on the passenger side.

This is how I read it too.

Quentin

Mumof490 wrote: »

Well in my opinion he's liable but my opinion isn't what matters it's down to the instance and he's classed as vulnerable which doesn't help my case. Just nothing I could of changed that night

The point is that you are unnecessarily beating yourself up over this.

Unless you can get your insurer to now change their decision over liability to you being blameless then you trying to get it made split liability will have no effect on your future premium as posted

Mumof490

Well I would like him to be liable but I'm going call them tomorrow as I'm making a complaint about my insurance 😟

Strider590

This is the trouble with people flashing others to go first, not so much an issue until the other driver dithers about, but the driver is so focused on "is he/she letting me go?" that they're not paying attention to anything else that's going on, then they start to feel like they're holding people up, so they rush and suddenly there's a biker (who got impatient with the driver in front, who seemingly doesn't know how to take a left turn).

rs65

Mumof490 wrote: »

I took my hand break off the vehicle to make the right turn whilst still on my side of the carriage way a motor cycle appeared on my side of the carriage way from behind the vehicle and collided with the front passenger side of my vehicle

If you were still stationary on your side of the road, then its his fault.

Lorian

rs65 wrote: »

If you were still stationary on your side of the road, then its his fault.

The collision is reported to be on the passenger side, so there is a bit of a discrepancy there.....

rs65

Lorian wrote: »

The collision is reported to be on the passenger side, so there is a bit of a discrepancy there.....

Front passenger side.