We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Get a grip !
Comments
-
So pleased for you Skinty (where's the happy dance emoji!) XXX
I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy1 -
Thanks MF, @[Deleted User], @southern_chick and @Chrystal
Its a lovely morning, sunny & warm and a nice breeze. Met up with my friend with 2dogs while walking puppy dog and we walked with them so had a lovely chat. Washing is on & should get 2 loads done today.The solicitor said I need 12 months of bank statements for each account so I will sort that today. Not sure if there will be a charge.Had an Indian last night with DS, with £5 discount and free delivery total was £16.88. We actually sat together and chatted! I have £13 left until payday so I will try to use up food left in cupboards/fridge/ freezer.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Breakfasts
cereal
bacon roll
egg on toast
scrambled egg / omelette
toast & mar mite (Aldee version)
cheese on toast
lunches
cooked chicken & salad
chicken & sweet chilli sauce wrap
cheese & sausage wrap
3 x jacket potatoes with tuna & sweetcorn
dinners
2 x beans on toast
chicken hotpot frozen meal
chicken curry (batch cooked) & rice
gammon egg & chips
chicken fajitas
Cajun Chicken, chips & corn on cob
I just need to buy baked beans, peach squash, milk & fruit. Should last until 30th. I will go shopping then & put on my credit card, then pay it off in full when I get paid on 31st as I should be back at work that day
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Curry and talking is wonderful.
The banks should do them for free. Have you looked at online banking as I'm sure they go back a few years; mine were accepted by solicitor and lender.
Meals are well planned.
You're sounding so much better now a bit of the stress has been resolved. Make the most of your time away to plan each stage as being in control of your things help.Mortgage started 2020, aiming to clear 31/12/2029.2 -
The weather was lovely yesterday and I managed to get 2 loads of washing dried on the line & put away. Washed the patio down with the hose. Also tidied the kitchen, emptied and reloaded the dishwasher and bleach cleaned the worktops and chopping board. Plus 2 x dog walks.Had a walk to the co op for peach squash but they didn’t have any. Ended up buying 8 cans Pepsi max £3.50, large bag crisps on offer £1.35, yellow stickered duck & hoisin sauce wrap reduced from £3 to 94p and a box of 4 ice creams £2. I put it on my credit card and will pay it off in full after payday. I must get a grip on my food budget and stop being tempted. Need to get some willpower!
I found the document needed by the solicitor and ordered copies of my last 12 months bank transactions for each account. This comes on headed paper and is free. Actual bank statements are £3 each! My printer is not working & it was a faf trying to download them. I’m afraid I’m a bit old fashioned and ordered paper copies. They should arrive this week.
Plans for today / next week
- tidy my bedroom
-hoover hall, stairs & landing
- sit in the garden & relax
- Cut grass
- wash bedding
- wash patio doors inside and out (in reality wet with hose, sponge with soapy water then hose off)
- hoover living room
- out with a friend on Friday will use credit card & pay in full after payday
I will try and do at least one thing a day. Feel much more like myself at the moment.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
When you're settled, budgeting will be easier. Just do what you can to get through the next few months.
Statements used to be a lot more than that. At least they're ordered and it's one less thing to do.
Don't push yourself, go with how you're feeling at the moment and factor in a walk to the pond on the nice weather days. You will get through this.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
Yeah I only ordered the free ones 😆
Have to get my eating under control as my hba1c has shot up. Got to see diabetes nurse this week. Should also get the results of the other blood tests.Food today
Breakfast- bacon, tomatoes & cheese omelette
lunch - jacket potato, tuna & sweetcorn with mayo
dinner - chicken fajitas (with courgettes, peppers & a seeded wrap & a little of the grated frozen cheese)
Have walked the dog and the weather is glorious. Sat in the garden before it gets too hot. Will go in and tidy my bedroom.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
From payday start writing a shopping list and don't have too many of the wrong things in, reduce temptation at home.
Meal plans look great.Mortgage started 2020, aiming to clear 31/12/2029.0 -
I have spoken to my solicitor this morning and drove a short distance to his office to drop in the letters he needs. On the way I popped into aldee and got peach squash, tin of tuna, tin of baked beans, box of cereal, super 6 pears & bananas and half a dozen eggs £5.85.It was a nice morning but the sun has now gone and it’s cloudy & looking like rain.Food for today
b - cereal
snack - pear
lunch - jacket potato with tuna mayo and sweetcorn
D - Cajun chicken, oven chips & corn on the cob
snack - banana
I am going to hard boil some eggs for snacks.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Enjoy your day, it's got off to a good start.Mortgage started 2020, aiming to clear 31/12/2029.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards