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Get a grip !
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Hurrah to extra money from council tax, i had mine today, so nice i could get used to this! It's great with DS mortgage survey going through and that you have a credit on your utilities. I hope you have a good bank holiday weekend and can forget about work for a bit.Aiming for a minimal spend 20223
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Got lost on way to friends house yesterday then petrol light came on! Managed not to panic and phoned my friend who gave me directions and I wasn’t too far away. Had a lovely afternoon, her house is lovely, petrol station nearby so put £10 in on the way back.Puppy dog has her cone of shame off now and is much happier and settled after vet gave her an anti sickness injection and some medication. Another £74 paid and they will add it to the insurance claim.It’s lovely and sunny today. Much warmer than the last few days. I’m going clothes shopping. Meeting up with another friend over the weekend then another friend having afternoon tea at her house on Monday so I need to get some cakes and a bottle of plonk.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Bit of a spendy day today. Managed to go to george & mr T
george = 2 tops, 1 pair trousers, 1 pair sandals, cakes for afternoon tea at friends on Monday, chicken for dog, small clip lid storage for lunch box total £59.10
mr T = sausages, lambs liver, grapes, chicken wings, low alcohol wine (5.5% echo falls strawberry and lime) £3.75, peppered mackerel, blouse £16 (not sure maybe take this one back) total £29.86
I had hoped to get to mat alan but I couldn’t manage it. I am just doing some batch cooking. Have sausages, beef chilli & butternut squash on the go.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
You sound happier after your adventure and shipping trips. Think your adjust to being a lady who lunches.
Hope you've got nice weather 😊Mortgage started 2020, aiming to clear 31/12/2029.1 -
Forecast is for frost this morning but sunny. Have fed the dog and will walk her later. Just short walks at the moment until she is back to full health. Then I have to phone pest control as gf heard noises above in loft last night 😕 Hardly slept last night feel shattered. More £££ will use the emergency fund.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Plans for today
tidy bedroom & move bags of clothes that don’t fit / no longer worn into my car to take to the clothes bank
cut grass0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Can DS not put some traps in the loft, save a bit of money.
Try and rest over the weekend, you're still doing too much.Mortgage started 2020, aiming to clear 31/12/2029.1 -
DS is away for the weekend & his gf is working. Price was too high anyway, they wanted £300. No noise tonight. Have ordered bait boxes & bait for loft just under £20. Will collect tomorrow from tool station.Trimmed long grass edging with shears and will finish off and cut the grass tomorrow. Otherwise just 2 dog walks done, dishwasher emptied and reloaded, one load of washing done & line dried. It was a sunny warm day.Letter arrived from my solicitor with forms to complete. DS &
gf got letters confirming AIP subject to survey (Friday).Had Chinese delivered for dinner as a payday treat £13.80 from entertainment fund.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Have provided final meter readings for end of fixed energy tariff. Just waiting for monthly bill
to see how much credit is left. Will try to be more frugal with energy use from now onwards0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
That's a lot for setting traps etc.
Take your time with the forms, don't guess at the answers if you don't know just say that; assuming it is the property info forms you've received.
Please don't panic over the bills, you've the CT refund to help; mine came in less than I thought they would and I've been on the variable rate since buying the flat.
Great choice having the Chinese.
Mortgage started 2020, aiming to clear 31/12/2029.0
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