Get a grip !

Skint_yet_Again

Am glad its Friday too SW. Have ordered indian for delivery may have to raid the xmas fund but I am so tired I cant be bothered to cook.


I got an email confirming my £15 amazon voucher today may use it to start looking for xmas stocking fillers at the end of September for DS.


Its turned very cold in the evenings & mornings. Haven't had my heating on yet though.


I put petrol in the car today, I was just going to put £10 in but put in £10 for next week as well to save going again all from budget now 30 / £40.


DS gets paid tomorrow so once he has paid me for food and bills I will pay my credit card and work out my budget for the rest of the month.

Skint_yet_Again

Yesterday was a NSD. Apart from 2 puppy walks I managed to wash down the walls and skirtings in the puppy room which were looking a bit grubby, hoovered upstairs and tidied & dusted my bedroom. One load of work clothes washed and dried outside. I also did some batch cooking with mince, a big pan of chilli and meatballs in tomato sauce for some freezer meals for DS. I had the offer of going to a party last night but turned it down, I didn't feel up to it, especially as the group of people are big drinkers and very loud, think I'm past all that now.. too old ! :rotfl:


I got an email from toby for 50% off mains so I am going to invite a friend to come with me for a cheap meal. A bit more sedate now I'm getting on a bit


DS and his gf stayed over last night. They are both on night shift tonight so I will probably cook us all a dinner later before they go. I think I will walk down the coop later and get a chicken and do a roast. I have potatoes and veg.

savingwannabe

Yum to the roast. I am noticing the cold too. I will not turn heating on till November as I spent too much on last year's winter.

Skint_yet_Again

Its been a lovely sunny day here and I managed to get towels washed this afternoon after work and dried on the line.


DS has paid his rent so I have paid my credit cards. The non-0% card bill has been paid in full (the vet bill will be on next months bill and hopefully the insurance will have paid out by then.) and £50 to the 0% card. I will update my signature once the payment has cleared.


DS had some good news he has got his dream job that he has wanted to do since leaving school after many disappointments and a lot of hard work :j However he will be taking a £4k paycut so I have been helping him with budgeting and using this site he has moved his credit card balance to a longer 0% credit card. He will have less money for socialising which will be hard for him at 23 but we all have to make sacrifices.


I made a pasta bake this afternoon and have had some for my dinner, DS will take the rest to work on night shift. I did however spend £3.45 in the shop on a tuna sandwich, crisps and cup of tea as I forgot my coffee mate Spending on food at work / takeaways is getting out of hand so I need to curb my spending as it means less savings. Must be more organised !

savingwannabe

Fabulous news on DS's dream job. Im glad he is doing what he likes and i hope he has an increase in salary v soon. If he learns to cut back (and I can't think of a better teacher) he will do v well in life!!!!

Well done on home cooking. I realise I have been cutting back on this and relying on takeaways so I will start this too. It's getting dark early now. Time to think about Christmas. yikes..... Have a good day tomorrow.

Skint_yet_Again

Warm day today. Was glad when work was over. Took puppy for a run around the park in the sun... she was the one doing the running:rotfl:


Had fish and chips from freezer for lunch from £5 meal deal bought the other week from co-op. Had a snooze this afternoon as I didn't sleep well last night. I think it was the wind howling outside and I feel like I'm coming down with a lurgy. Took a couple of paracetamol then felt better and walked dog a second time over on the common this evening. The council have been and cut down a lot of the long grass and brambles so lots of new paths are opened up so puppy enjoyed sniffing around


I have checked online banking and current savings
Emergency fund £100 / £500
Bills account £40
Christmas/birthdays £250


Not where I wanted to be, but life happens and due to current circumstances I have not saved what I had hoped. Lots of house maintenance this year and other unforeseen expenses but I am not going to worry about it. As long as we have a roof over our heads and we are not struggling to pay bills or buy food I will be grateful.


Still to pay 0% credit card £1110

Skint_yet_Again

Feeling under the weather today got a bug I think. Taking paracetamol and going to have a fish pie from freezer in a minute as not feeling up to cooking. DF is also unwell and is going to phone his Dr in the morning. Difficult not to worry about him but will try and get some sleep tonight. Credit card payment has come off the balance so I have updated my signature. 1 load of washing dried in the blustery wind this afternoon.

atrixa

Oh dear, lurgy is going round where I live too. I'm just trying not to breathe the same air as other people, but it's a bit difficult on buses and in an office

Well done on the credit card!

Skint_yet_Again

Had another take away last night as was feeling so unwell. I've taken £50 out of the holiday fund to cover the extra ones I have bought and hadn't budgeted for.


DF is still unwell and going to stay with my DSis for a week so I am glad she can keep an eye on him. Always a worry that sepsis can return but hopefully not and just a bug.


I've got a lump swollen tonight on the side of my face and it is really painful. I think it is a auricular lymph node next to my ear due to this viral thingy. I will go see the pharmacist tomorrow and see what they suggest. May need a visit to the doc next week.


2 short dog walks today and one load of washing dried in the gusty wind this afternoon.

Skint_yet_Again

It's raining here today. I have a stew in my slow cooker for later. looking forward to that.

The pharmacist has told me to continue with paracetamol and see dr if not better next week. I got a letter from the hospital today and the appointment I booked last week has been cancelled so now I have to wait for them to send me a new date.

I am going to batch cook some pasta bake and Cajun chicken for DS work meals and I may bake some muffins. The heat from the oven will warm the kitchen. No heating on yet. Puppy has been walked earlier and is snoring on the sofa