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Get a grip !

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  • Skint_yet_Again
    Skint_yet_Again Posts: 8,517 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 29 July 2018 at 6:58AM
    It is 6 months since my DM suddenly passed away. It feels like yesterday and the pain has not eased. I miss her. Money seems so meaningless. I feel like selling up, walking away from my job and leaving. Feeling very sad today :cry:
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Skinty I am so sorry. It is a terrible thing to go through. I know you are really down but you must think your mum is at peace now. You are going through grief which is understandable and natural. Whenever anyone feels down they forget the good things we have around us. I know I do it too. Please go and find little puppy and give him a hug, ring a friend so you are not alone today. Spend the day together. You will have holiday in two weeks and you can spend some nice time focussing on staying positive. Sending you big hugs. love swx
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,517 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Thank you SW for your kindness and friendship xx
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    We love you very much you are such a lovely person.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,517 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Its payday and I'm adding up the pennies as I had a naughty McD for lunch. I have credit £9.37 left in my account from July so that should cover it.


    In July I saved £100 into the bills account and £50 into birthdays/xmas account. I reduced my credit card by £150 of which £100 was a refund from the pet insurance.


    We have decided to try the dog food from up North direct from the manufacturer, and will buy 5 bags to try. The contents are very similar on comparison and we currently pay £35.99 for 15kg. The new food is £22.98 a bag so that's a saving of £13.01 a bag. Each bag lasts about 45 days, roughly one and a half months.
    Greedy puppy :rotfl: at least she is on a diet so she's eating less than before.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    At least you had money left over from July! That's fine. Well done on paying towards your credit card and on saving money on puppy's food.

    Hope you are ok.
    Aiming for a minimal spend 2022
  • Well I made it to the end of the week and apart from some trouble at work yesterday over time off :( I am now on holiday and trying not to think about it !


    I have fed the puppy and DS has gone to work. She's having a snooze now so I will walk her a bit later as its the weekend. I've had my tires done this week £191.96 paid out of bills account and set aside £115 for dog food out of bills account, saving £65.20 on our usual brand. I've also had my hair done as budgeted £40 for cut colour foils & blow dry and feel much cooler now I don't have a rug on my head ;)


    There is a local car boot today at 12 which I might go to. I am waiting to hear from my friend what time the "pamper day" starts. I also want to do some batch cooking this morning whilst it is cooler. Chicken pasta bake and sweet chilli chicken with noodles for the freezer plus boil some new potatoes for potato salad over the weekend.


    Right I'm off for a snooze. Have a good weekend everyone
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Saturday morning chores, one load of washing done, scrubbed patio & mopped kitchen floor, then had a great afternoon. It was good to see friends and have a laugh and the massage and facial were so relaxing and worth every penny of £20. I took with me a quiche and strawberries bought in the co-op £4.99 and all the others brought food as well and I took my bottle of strawberry lambrini which was lovely cold and not much alcohol, so don't feel hungover today ;)


    I posted my meter readings online last week and my new bill has now been calculated and I am £4.56 in credit which is good news. I've had a look and cant find a cheaper tariff at the moment.


    Today I will walk the dog, do more washing and I am doing some batch cooking as I didn't get round to it yesterday. Puppy is snoozing and DS has gone to work so I am going to have another hour in bed then get up and walk the dog before it gets too hot.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Well done on being in credit on meter readings. I owe loads! I had the heating on in the winter an awful lot! Like you I will be looking for a new supplier at the end of the month.

    I am glad you had fun at the pamper session and hope you enjoy yourself in the rest of the holiday. When I was ill work kept going bonkers about the time I took off but that is something that isn't your fault as you have been ill and had so much happening to your parents so don't let it get you down. The rotters. Have a good day my flower
    Aiming for a minimal spend 2022
  • Yesterday was so hot even at 9am when I walked the dog so we kept to the park under the shade of the trees. I tidied the kitchen and then DS cane home from work with his mates for a BBQ. They did all the cooking and tidying up :)

    This morning I walked the dog at 5.30 am much cooler so she had a good run around after her ball. There was an atmospheric low mist hanging over the grass.

    Then I went back to bed for a couple of hours got up at 9 and it's hot already. I've got both fans on in the kitchen as I have done the batch cooking before the sun gets round in the afternoon. I made chicken pasta bake, chicken curry and peri-peri chicken. So DS should have plenty of "ready meals" in freezer while I am away.

    I'm waiting in for a parcel for DS should be here by 2pm. DS has gone to gym then will be off to work on late shift. Once parcel arrives I will go to bank and pay in £50 cheque from house insurance cash back and go to the chemist to pick up meds so I have enough to go away.
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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