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Get a grip woman!
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I was surprised that the cheapest policies did not have it included and feared we would need to add it it to Direct L or take a lifetime JL policy - both between £25 and £30 a month, so was quite relieved to find it included in the Tosco oneSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
£68 per year is absolutely brilliant. Try not to think about how much I spend on the cats’ insurance. I think we’re at £45 a month now. Still, I would hate to be in the position of having a big vet bill that I couldn’t afford to pay and having to face a terrible decision. I feel for people who can’t afford it.Debt Jan 2017 = £42kMay 2022 = £15k4
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In a different position here, we do have savings and can afford vet bills (but not liability for the dog causing a car accident that results in a loss of life claim for £1m+) - hence our initial decision not to insure. Our cat (an indoor girl who prefers to look out of the windows) is no longer vaccinated (might now revisit this and flea treatments) as she was in contact with no other animals. We have never insured cats.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
I agree with boxofpaws (love that name!) that £68/year is excellent value. Our cats' premiums have gone up this year after the headphone-wire-eating incident - with idiocy like that, I wouldn't not have cat insurance!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Ah yes, your slightly bonkers cat! Our girl is 11, indoors and the gentlest we have ever had. Se's asleep on my desk beside me at the moment having been fed and watered this morning. She loves watching out of the windows and occasionally comes out to my greenhouse with me so she can see the robins nesting in the hedge but if you open the door she cowers and runs away. Mostly she patrols the house, watching birds, rabbits and mice but with no real desire to get involved. She has started playing with pup a bit but he just gets too excited so not for long. She seems more comfortable with him now and understands that he can't get her if she is on tables or (most) chairs.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
She sounds lovely and you paint a very idyllic scene there! Bonkers cat is actually very like her - the gentler, more chilled and scaredy of our two.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Wednesday evening I whizzed over to the bigger Morries for a TGTG pick up - a loaf of bread and pittas have gone in the freezer, clementines (2 nets) are in the fruit bowl, cherries in the fridge with salad and two bags of herbs. Flat leaf parsley I will chop and freeze, coriander (eughyuk!) I may compost.
I bought my offers while I was there but the receipt shows this only applies to 1 unit. So 1 got 10% or 4p off 1kg carrots (I bought 2 bags so effectively 2p off). 30p (10%) off a specific bar of chocolate (I bought 3 - for Easter, so equivalent of 10p) and £1.60 (20%) off fresh flowers (I bought 3 bunches for £3 each) and also got £1 off in store. So my three bunches of flowers were not as good as buy 2 get 1 free. Not a generous scheme but a saving nevertheless and I have resisted the celebration cake (that looks suspiciously like the litigious Colin the Caterpillar) and the premium brand butter offers. I have another bag to collect tonight and will top up on yogurt and a couple of other things.
My TGTG bag also included more potatoes (4 bags in the dark of the larder now!). Speaking of which, the potatoes in the dark of the larder, chitting, are doing better than they do on the window-sill. Many tomatoes starting to shoot on that windowsill and my plug-in thingy now has the chilli and pepper seed tray in. I managed to get a pack of Sungold F1H seeds (8 seeds for 3.99!) so I will get those going too.
I came home from my lovely old boss's funeral yesterday to find my plug-plant sweet-peas have arrived by post so I must deal with those this morning. I need a quick catch-up on here and will then gather the emails about said boss to send on to his wife.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
Sad to hear about the funeral - but that's a lovely idea to gather the emails about him to send to his wife. It was really important for my sister, she ended up printing them out.2023: the year I get to buy a car4
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Tempted by another TGTG bag I got a good haul with mixed radishes, cherry tomatoes, spring onions, fennel, grapes, strawberries (film cover damaged), a net and a box of clementines plus 6 bread rolls and a small white loaf. I might have to make DS a bread pudding using my Mum's recipe.
Thanks KC. We spoke about it yesterday and I think I've seen all the messages nowSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
Oil price had dropped below 100ppl yesterday - down from 202. Still holding out.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4
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