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My attempt to be a super saver
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Back to reality tomorrow. Boo!
The holidays began frugally but ended on an expensive note. My little one has had a growth spurt and I ran out of toiletries. Now, the thought of trudging around the shops looking for children's clothes with a toddler in tow just fills me with dread so I did what I always do and ordered his complete spring/summer wardrobe online and had it delivered whilst I was still off. I went via TCB and made good use of promotion codes as well. I also took him to a fab independent shoe shop (I don't take him anywhere else as I refuse to compromise his growing feet) and spent another small fortune on two new pairs of shoes.
I have battled with sensitive skin for years and I have finally found a brand that works. However, it is uber expensive so I became a consultant for it last summer to make use of the 25% discount. I stocked up on everything that has run out and have enough for the next six months.
All of this and an eye wateringly high gas bill has meant that I only have £400 to stash away this month and not £1000. It also means that I will not have a big CC bill to worry about as I immediately paid it (something I previously wouldn't have been able to do so).
I just need to eb@y his old clothes. I have four listings on there already and I am aiming for a new listing every other day until the whole lot has gone.
It was a really nice week off tbh. We did something everyday and I managed to declutter a lot - the spare room of doom looks so much better and so does my wardrobe!
Goals for next week:
1. Not to cry!
2. Early night every night
3. Packed lunch EVERY day
4. Minimal spends
I am due a refund from SLC which is half of what I have not been able to save this month and, when my cheque from Mus1c Magp1e arrives, I shall be raiding my money boxes which I am hoping will cover the other half. My money from TCB shall be the icing on the cake!0 -
I think you did really well. It sounds like a fab week you have done so much.
Wow fancy being one of those make up people. That's entrepreneurial.
Do not cry. I know Donald Trump is bigly ugly - just switch the telly off. Going to watch 'Shop Well for Less' .Aiming for a minimal spend 20220 -
If someone asked me five years ago if I would become a beauty product consultant I would have laughed and laughed and laughed but NYR is really expensive and where there is a will there is a way. I don't do parties or anything like that though.
Thank-you. Only 35 more get ups until the next holibobs!!0 -
First day back = NSD and a packed lunch. Go me!
Because things are so rubbish at work I just don't want to buy lunch or anything else for that matter. I just don't see the point really and I would much rather that money stayed in my bank account.
Sounds very doom and gloomy.
Tomorrow will be a spendy day as I have two birthday gifts to buy. I won't be breaking the bank though.
My Mus1c Magp1e payment arrived today via P@yP@l but I put the funds into my buffer bank account and not towards savings.0 -
We are under the threat of redundancy too. It's been going on for years at our place. Every few months valuable staff are made redundant. I am sure I am on the chopping block now!!!!
We must stay positive. Keep saving and doing things like MusicMagpi* and taking lunches to work. Life is full of happy and sad experiences but its how you deal with those experiences that builds your character and survival.
Hark at me.lol. I sound like the man out the 39 Steps. Wish I knew 20 years ago what I know now but at least we are doing the right thing now. Hugs, swxxxxAiming for a minimal spend 20220 -
I actually did ok last week. Apart from Friday, I took a packed lunch or ate at home everyday and my spending was minimal - I only bought petrol, two birthday gifts and Friday's lunch.
I also bought a book. I could have bought it for £20 brand new on Amaz0n but I found a copy second hand for a penny plus postage. I also sold a few things on eb@y.
Next week will be more of the same - minimal spending. I have opened another savings account. This one is for birthday gifts and the like (buying two in one week is harsh!!!) lol0 -
Omg. This is great. It is so empowering. Just think of what you saved. :j:j:j:j:j:j
I love it we are all getting smarter. :beer:Aiming for a minimal spend 20220 -
Well done on the packed lunches snozberry and the book purchase. I always buy "preloved" books and DVD on amazon they are usually so good they look like new and great savings.
I too have a separate savings account for xmas and birthdays. Helps to save all year round rather than try and find the money in December or several birthdays in one month0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Yesterday was an NSD but I ended up popping into the food hall at Marks n Sparks this afternoon after I posted a few parcels at the PO. Not good but at least I made good use of their offers (and their food is rather nice!). It's also given me something nice to look forward to as I have two longggg days at work this week.
I might declare all of my savings in the 2017 challenge at the end of the month because I just think it would be easier for me in the long run. This month has been a !!!!py month spending wise (and it's only going to get worse as my little boys hand became a bat and a toy became the ball and the tv was in the way and there is a spot of damp that needs sorting out). I am hoping to have £4.5k at the end of this month and I need all of the motivation I can get.
I was going to do the ironing tonight but I didn't. I'm tired and I need by bed. I managed to get a paper cut under a nail on my writing hand yesterday and it is still really painful. It hurt like mofo but I couldn't swear (swearing stops pain) like I normally would have done because I was at work. Grrrr!!!!0 -
I know what you mean about M&S food
Bad news about your tv - is it maybe covered on your house insurance ?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10
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