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Do you consider credit card design when applying?
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Superscrooge
Posts: 1,171 Forumite


in Credit cards
With all the posts on another thread regarding what the new Aqua Gold card looks like. How many of you consider the credit card design before deciding to make an application?
When I apply I just look at the benefits on offer. The colour or design of the credit card is of no interest to me.
Am I unusual in not caring what the CC looks like? Does my wallet lack street cred?
When I apply I just look at the benefits on offer. The colour or design of the credit card is of no interest to me.
Am I unusual in not caring what the CC looks like? Does my wallet lack street cred?
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Years ago I got that Mint card with the corner rounded, a friend has a never mind the !!!!!!!! virgin card. I dont really bother anymore, just the best deal.
Edit- I see the MSE fascists won't let me use a popular cultural reference. It's by the mmm pistols.0 -
Lol OP your not unusual at all, I dont care what colour the cards are, its just a flipping credit card.0
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It's all about the benefits for me.
I'm more interested in what the statement looks like......I'd rather a card that doesn't look very pretty but has no interest on the statment (because it's paid off in full) than a card that looks nice in my purse/wallet that's incurring interest every month because it carrying a balance.......that is what I like to look atI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
I do not care about the cards design or shape, its the deal that counts. I do remember one card giving the option of which style. Cahoot?
Recently managed to get a Revolut pre-paid card (after some issues with not having photo ID) and its a funky purple metalflake style, which makes reading anything printed on it almost invisible.
But the wallet it came in is nice. You grip the tab and pull to the right and the card slides out to the left, held in place by a stamped plasticy black embossed card. Probably not plastic just a coated cardboard.Censorship Reigns Supreme in Troll City...0 -
This is a money-saving site. If you choose the prettiest card, you aren't getting the best deal.
Maybe there's a prettycardexpert.com forum somewhere for people who have more money than sense but less taste?0 -
I'd have a picture of GOATSE on my card if the deal was right!0
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I tried to get a card from Halifax with a photo of a clown fish that I TOOK i.e. it's my own copyright and they rejected it, moved banks since then so don't really care.
I think in days gone by where a Gold or even Black card was a rare thing and only for the top 1% (and probably there were even more special cards for the 0.1%) the colour meant something but where even the cards for the dirt poor/credit rebuilders/new to credit are giving out Gold/Platinum cards then worrying about the colour of the card or the status it gives is daft.
I have a blue Halifax CC, a purple Nectar one and a "platinum" BT card and I don't care what colour it looks so long as I get my cashback/bonus points.Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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Superscrooge wrote: »With all the posts on another thread regarding what the new Aqua Gold card looks like. How many of you consider the credit card design before deciding to make an application?
When I apply I just look at the benefits on offer. The colour or design of the credit card is of no interest to me.
Am I unusual in not caring what the CC looks like? Does my wallet lack street cred?
Erm ... so what does the Aqua Gold Card look like? What colour is it? What's the main design?0 -
Pointless there are so many card designs out there who will actually notice?? It's about the benefits, online access etc for me..0
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Not designs as such, but I generally feel the bank/lender themselves say more than the design of the card. Like I remember getting an Aqua card and thinking that anybody seeing me using it will know that I have poor credit (even though it was due to my age and limited history)
Though once I got my first one with a proper bank, I felt a little better about it. I think the design of the card I had was nice, it was just the point it was an Aqua card..
I was in a shop the other week and saw a lady with one, and I kind of wondered to myself what her circumstances was. I mean nobody really wants one unless they need a little help building up a credit score.. But then today I saw a lady with the British Airways AMEX card thinking the complete opposite..
So not perhaps the design, but the lender as such0
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