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What small DFW things will you do this week? w/c 09/01

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52


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Comments

  • maria3104
    maria3104 Posts: 921 Forumite
    Tenth Anniversary Combo Breaker Car Insurance Carver! Debt-free and Proud!
    Hi ziggy.

    Thanks for starting us off . New week. Let's go.

    No lambs this morning so I took the dogs for a long walk and am now watching a baking programme and trying to get myself off to real work! You know, the one that pays.

    Had a grocery delivery last night so I am ready for the week ahead. Just need some control.
    Have a good week all.

    M x
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all! Thanks Ziggy for starting us off! I made a thread at the same time as you but I have edited it and deleted! My bad!

    Well my little man is home from hospital and we have had a chilled out weekend, OH is back to work today and I can try and get back to "normal" whatever that is!

    The MOT runs out on my car next month and I need to try and sell the car as I don't have enough money to run it now that I'm on maternity pay! That's one of my jobs for today! Other things include:

    - A load of washing and tumble dry
    - B/L/D from home
    - Quick tidy around
    - Check bank accounts
    - Surveys if time
    - Fold yesterdays washing that got left in the dryer!
    - List some baby clothes on FB selling pages

    I *think* this is it for now, I'm sure I'll find more during the day! Have a good week all x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • DawnW
    DawnW Posts: 7,777 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 9 January 2017 at 8:34PM
    Ooh a new thread :j Thanks for starting us off Ziggy :)

    My list for today:
    No heating downstairs (weather here alternates between wet and dark and really freezing cold - today is a wet and dark day, but it isn't cold) It got cold as the day progressed, but I kept it off :T Toasty fire alight now though:D
    Dog walks x 2, free exercise Done
    5 ebay parcels to pack and post Done, though a bit annoyed as I use the Drop and Go business service, and our Post Office are currently not processing them the same day - no sign of these yet on the web site, so they won't have actually been sent today :(
    Check up on the two I dropped off at the post office on Saturday as they haven't appeared on my online account history yet :eek: they have only just done the Saturday ones :eek: May need to rethink, as I don't want unhappy customers!
    Go to sales unit, tidy up and restock if needed Done, several spaces, which is hardly surprising as I am having a sale. Took some new bits down, but could do with taking more to be honest
    Make soup Done
    Dinner will be pork steaks from freezer, some left over curry sauce from another meal, and whatever veggies I can find in the fridge! Ended up having the soup instead!
    Small shop, have list! Couldn't be bothered - just a loaf of bread from the corner shop bought, so a low spend day :)
    Redid my freezer inventory, lots of meals in there!

    Better get on as it looks like a busy day :)
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Today's list:

    Packed lunch for DH & DS - Done
    Check Bank - Done
    Ring and re-arrange DS's orthodontist appointment -
    Appointment at 11am -
    Collect COS freebies from Boots & Superdrug -
    Investigate new dual fuel -
    Home pamper session -
    Continue purge on emails -
    Surveys -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL -

    Have a great day all!

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 January 2017 at 9:46AM
    Morning thanks for the kick off ziggy! Hope you have a things settle down for you soon x

    maria I love your lambing stories! Sounds so joyful

    wow looked for the thread this morning and saw there was a flurry of activity last night :)

    Last night I nipped to the local c00p (5 mins away) and discovered 8.30-9 on a Sunday is a great time to go there for ys items :j managed to get meat for 6 meals, sandwich ham for the next 3 weeks, a couple of pizzas, 2 x 4 yogurts and some fancy pasta all for £8 saving £27 :T all was sorted and frozen to make maximum use of it. This ys shopping is so addictive :D

    Today am trying to adopt "do something while waiting for another thing" to keep on top of chores - so emptied the dw while waiting for coffee to brew ;)

    load in the machine now ready for hanging up when I get in tonight

    portion of soup from freezer for lunch, with ys kiwis & bananas and ys yogurt :D oh had 2 minted lamb cobs from last nights ys joint (small joint - supposed to feed 2 but it did the 3 of us with enough for oh's lunch today :money:)

    heating off now madam has gone

    need to stop as A5da today and get madam some hot chocolate but that will be all I spend....

    hoping to have the motivation to go for a jog tonight when I get in while the lasagna is in the freezer

    Call new energy supplier and give meter readings. Also call gp and book madam in for preschool jabs

    lunches and bags ready tonight to make life easier tomorrow

    Chase cm for update on how much funds we have in the kitty - I make it around £200 :T (we get vouchers plus 15 hrs free so each month are overpaying to help with school holidays when we don't get 15 hrs free)

    booking some holiday at work as have 6 1/2 days I need to use before end March. By booking 2 days al I get 9 off :T

    Ok that's me! Happy Monday y'all x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • foxgloves
    foxgloves Posts: 12,719 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning Monday Savers,
    Dreadful weekend as flu symptoms all returned for what I'm hoping was a final bash. Ended up back in bed. Intend to rest most of today, which means the only money saving will be:
    *NSD. Am still not well enough to go anywhere & this is my 14th day of the flu!!
    *Do 2 loads of laundry & put on heated airer as looks far too dank outside to dry anything.
    *Knit more of my sock order.
    That will be it. I didn't have a great night from all the coughing & I shan't feel up to doing anything else.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    edited 9 January 2017 at 5:51PM
    Morning all & thanks for the starters Ziggy & KatyAnn.
    Foxgloves, I really hope you are feeling better soon. Rest up.
    Dnms, I love the little c00p near my mums as we very rarely come away with nothing ys'd!
    Dawn, same weather here, wet grey and miserable but very mild.
    Maria, I hope you have a good week.

    Today's list
    * Usual Monday morning clear up, the house always looks like a bomb has hit on a Monday morning
    * Record car mileage :)
    * Check banking/spreadsheets :)
    * Check fpl/lukcypnone/numberplate :)
    * Wash a load on the quick 30 degree wash :)
    * Radiator shuffle before they go on tonight :)
    * Check fridge for what needs using up first meal wise :)Stew with jacket potatoes for tonight :)
    * Update freezer inventory :)
    * Make families lunches for tomorrows work/school :)
    * Hoover everywhere - this should be really easy now I have the replacement part :)
    Will add more as I go, this is my starter list :)

    Have a good week all.
    ** Renewed library books online :)
    ** Cleared the hallway desk again and filed paperwork :)
    ** Continue using makeup/perfume that unitl xmas I haven't been using. :)



    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    Thanks for kicking us off Ziggy and Katy_ann :A

    Bit of an impromptu day at home for me as pooch has something stuck in his paw so I have to take him to the vets. Poor soul. I may go in later but part of me just CBA :o

    Will have brekkie before I leave - cheapo overnight oats :cool:
    Leftovers for lunch :cool:
    NSD other than parking at work if need be...
    Not washing my hair :cool:
    Boiled the kettle and filled the flask too rather than reboiling later ;)
    Shift some money around now CC bills have come out.
    Tonight - sort YNAB, knit socks, early night :A
  • Morning all :hello: thanks for starting us off ziggy am WFH today so plan to get loads done both work and home wise ;) Feel like i'm missing out on some YS bargains here, may have to make a couple of special trips out later in the week when DH is here at night.

    Check banking, surveys, £co and FPL
    Do DH tax return
    Submit my tax return (already done the numbers)
    Lots of work, work
    Leftovers for smalls for tea
    I'll make courgette and brie risotto using last of Christmas Brie
    2 school club forms taken for DD, one free one paid but its her first paid one in 3 years so I can't complain
    Washing on rads later (no heating on currently, sat with blanket ;))
    Used some frozen fruits that have been knocking around for ages in baked oats for breakfast, get some more out for tomorrow

    Right must get on and not get distracted on here all day ;)
  • Hi, I'm new to this part of the forum, but would like to join in if that's OK. My list for today...

    *Package/Post 2 sold eBay items
    *List at least 2 more things for sale
    *Find Nectar card and login online to check what my balance is
    *Look through cupboards/freezer and make a meal plan for the week
    *Start doing surveys again - I'll aim for one a day

    There are probably more things, but I am having a blank right now! x
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