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What small things will you do this week? - w/c 2nd January

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:
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Comments

  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning all :hello:

    Hope everyone is ok today. We're off to a party with both smalls which will be nice. We may pop to the nature trail afterwards for some fresh air :)

    Also today:
    Lots of DD going out tomorrow, just need to check them off my sheet as they're showing as pending in my bank
    Check surveys, FPL, £co
    Freeze some stuff from fridge we won't use in the next couple of days, also plan what we're eating for the next couple of days so I can be prepared
    Do some form of exercise
    Radiator shuffle
    Think about what we're going to do tomorrow on our last day of holiday

    Enjoy your day. PF.
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning folks! I've been up since about 6.30 as DS has a cold and cough and is really unsettled so we've come downstairs and had a cuddles and a feed and he has now fallen asleep in his moses basket, bless him, poor little lad :( DH is home from work today as bank holiday which is good and I've got a Mr A shop being delivered between 11-12, thank goodness as all we have left in the fridge is a punnet of grapes and a tub of butter! Other things today will include:

    - Check bank accounts - Done, still awfully short, no magical payments gone in over night!
    - Do surveys
    - Mr A shop being delivered 11-12
    - Tidy up and put on a load of washing and tumble dry - Horrible weather here
    - NSD
    - B/L/D from home
    - Put away babies first Christmas cards/tree decorations and stocking into his memory box
    - List a few things on FB selling pages

    I'm sure there will be more but I'll leave it at this for now :) Have a lovely bank holiday Monday all :) x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 January 2017 at 2:45PM
    Morning folks!

    I'm in work today, but just me and not much doing so a nice easy one!

    I was very good this morning and got up on time after having a lovely relaxing evening on the sofa with candles on, watching the Victorian Farm (I love these type of programs!). Have done a mini stretching routine and core workout. One of my goals for this year is to strengthen my core a lot.

    Today's mission
    • B/L/D from stores
    • Go to supermarket at lunchtime for icing sugar, tomatoes, present for my nan, belated secret santa gift as wasn't at work for the main event. - done but forgot icing sugar. Will see how I get on with what I have.
    • Gym or run at lunchtime depending if it's open
    • Charge phone in work - done
    • After tea, drag out all the dvds for a quick KM. OH has gained a load from his brother but now there are too many for the cupboard! I'm convinced that there are some duplicates in there (Spiderman I'm looking at you...). I also need to rearrange the cupboard to make more space if they are staying!
    • Free stretching vid
    • Early night again.
    • Check Amazon for cheap new diary for work. They refuse to buy them for us now. - fiver. not bad
    Will add more if I think of it

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ciao!

    Thanks for the kick off, PF :A
    Rest easy Katy ann, you awesome woman you :)
    DNMS - just this holiday, I wonder who you were thinking of :)

    Still on holiday, but slighly desperado to get home, get the decs away, declutter, chill out with my knitting and sort YNAB :rotfl:

    Today it's free monuments/busy day walking round, soaking it all in and then a quiet evening at home - eating/drinking in (were too tired last night to drink anything when we got back -v mse!;))

    Take care!
    Xx
  • Morning all :coffee:
    Thanks for the starter this week PF.
    I had a pretty good sleep all in all between my bed and the sofa - total of 9 hours on and off which is a bit of a record for me :D
    So today is the last day of the holiday before I get myself back off to work tomorrow for another 7 weeks. I feel quite :( about it really, but that's fairly normal... That means that today I have to get everything done in preparation for going back to work as well as everything else I missed by being away yesterday.
    Check banking and PAD - obviously no change but tomorrow will be the big dd day.
    Catch up on tv that I missed over the weekend. Just watched EastEnders and broke my heart.
    Daily jobs - washing, washing up, hoover and a bag of rubbish out
    Get the tree down and decorations up in the loft for next year
    Freezer inventory and meal plan for the week ahead
    Plan a nice relaxing afternoon with dd while the boys are at football
    Get my house keys back from bestie
    Continue with my latest knitting project (a dress for a friend's baby which is due in March)
    Try not to stress too much about going back to work tomorrow (easier said than done).
    Have a good day everyone :T
  • Cheery_Daff
    Cheery_Daff Posts: 17,137 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning all :hello:

    I'm still off work for another week :j Cursed myself when I had to work right up to Christmas eve, but now I'm really pleased I didn't take time before so I can have this week instead :j

    So, today...

    * banks/YNAB
    * sw@gbucks daily goal
    * run 2 miles (free exercise and fresh air!)
    * kettlebells (free exercise)
    * wash sheets
    * food shopping (I've done a meal plan and a shopping list, for first time in yonks)
    * paint the kitchen! - lots of DIY this week - house going on the market at the end of the month (we've been preparing for last 2 years so it's about time!)
    * paint skirting boards in spare room
    * plaster hole and round windowsill in spare room
    * [STRIKE]put bread machine on for lunch[/STRIKE]
    * blog post

    That'll do for one day I think :D

    Hope you all have a jolly day :j
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 January 2017 at 7:17PM
    Morning! Thanks for the start PF :)

    last day of holidays :( they go so quick don't they?) Oh back at work tomorrow and me and lo are back Weds. so to making today count!

    Madam had her first nappy free night last night and made it all of the way until 7am when she had a accident. Poor thing was really hoping for the first night being a success for her!

    [STRIKE]Need to finish coffee and then do a tidy up [/STRIKE]- why can't we be tidy?!

    [STRIKE]Load of washing on and radiator shuffle[/STRIKE]

    [STRIKE]taking madam to wildlife park using membership cards. Will take packed lunches, drinks and snacks ;)[/STRIKE]

    Need to pick up milk so will do that on way back - opps didn't bother going out. so NSD :D

    [STRIKE]Make some granola (apparently using marmalade and plain chocolate makes it like terry's orange :j) and banana muffins for week ahead in packed lunches.[/STRIKE] made chocolate orange granola bars mmmmm 6p pp :money:

    [STRIKE]Dinner will be bubble & squeak, will also add some home grown turnips and sliced ham (have a lot left and use by date is tomorrow!) [/STRIKE]Will portion up into 6 slice packs and freeze...

    [STRIKE]washed out and dried 4 food bags[/STRIKE]

    [STRIKE]joined frugal living challenge[/STRIKE]

    Think I'll go for a run in a bit. Need to charge up my ipod

    That'll do! Have a great day everyone x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • DawnW
    DawnW Posts: 7,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 January 2017 at 10:44PM
    Morning all :)
    Thanks for the start PF :)
    Well, almost back to normal today, as OH is out and my brother has gone back in prep for work tomorrow. So, some much appreciated time on my own to get on with things!

    Today's list:
    Not planning to spend anything, no spends yet in 2017 :T Nothing spent :D
    Finished up half an apple with my breakfast porridge :)
    Dog walks x 2 (first done) Done
    Strip off spare bed and wash bedding, I will attempt to peg this outside as it isn't raining (it is cold and icy again, so not sure how much it will dry, if at all :() Done, it did dry a bit outside, but needs to go on the airer overnight
    Hoovering and tidying Did the bathroom and stairs :T
    Leftovers to use up for meals today, but I will cook fresh veg to go with dinner :)Leftovers now used, cooked cabbage and leeks to go with leftover pie
    3 ebay parcels to pack (4 if the other buyer pays up) Had a good day, 8 items sold altogether. I have packed 4 so far, still waiting for that buyer to pay though!
    List a few more items Only managed 1 :o
    Dig up rest of leeks, if the soil thaws out enough Done, that was a chilly job :eek: Used some for dinner, rest for soup tomorrow I think, there were only about 12, some of which were quite small
    Sort out rest of toys in spare room, find a box big enough for the lego collection, and sort out any childrens books that GD doesn't like and isn't likely to be interested in in the near future, these can go to the charity shop! Done, have some for the CS, some to go back to DD, if she wants them, some broken bits binned. Used one of my sales stock boxes for the lego, as it has a lid. Swapped for the box it was currently in.
    Need to get the washing on the airer and track down a couple of ebay items ready to pack in the morning!

    Right, coffee finished, off to make the most of this uninterrupted (I hope!) time :)
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have\will:

    1. Checked online banking
    2. NSD
    3. Been for walk to earn bounts points
    4. Cleaned out car
    5. Meals from stores
    6. Use up stash of fruit teas
    7. FPL
    8. Read subscription copy of Red magazine
    9. Finally printed off insurance certificate and RAC documents
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • foxgloves
    foxgloves Posts: 12,567 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning Frugalistas,
    Still fluey. Bah! Am able to do stuff now though so have had a good morning:
    *Took Christmas decs down & packed away carefully for next year.
    *mr f wrestled our potted tree back out onto the courtyard & I gave it a bucket of water. Hope it will still be in good fettle for next Christmas.
    *Fed wasted cat meat to our robin.
    *Made 8 portions of turkey soup. Lunch today & tomorrow plus some for freezer. Also froze remaining turkey stock.
    *Laundry drying on heated airer. Nice bright sunny day but icy too, so not really worth pegging out.
    *Wrote thank-you letters. Had intended to buy some cards for this purpose but haven't been anywhere due to lergy. Found 3 thank-you cards in my writing box & 4 leftover sheets of pretty notepaper which just goes to show I didn't need to buy anything at all.
    *Synchronize diaries with mr f who is back at work tomorrow.
    *Continue to rest to try & vanquish the rest of these lingering germs.
    *Dinner done as we will eat the turkey & mushroom supreme I cooked yesterday, with jacket potatoes.
    I just want to get better & get cracking with the new year now.
    Have a great week all,
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
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