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From debt to freedom...

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  • Cherryfudge
    Cherryfudge Posts: 13,217 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Belated happy birthday! The meal sounds lovely.

    I found the 'flying the nest' stages strange, too, and there's a feeling of finality when they are actually buying somewhere, but on the other hand, it's a second family base. We went to DS's home for Christmas one year to allow someone with limited mobility to take part (our house has steps), and last year we all gathered there together with DiL's parents and DH's auntie. The way things worked out, two of ours then came back to us for an impromptu feast on Christmas dinner leftovers as DD's plans fell through and DS2 was working shifts. So we weren't obsolete. :) 

    I expect the other children have very definite ideas on who will get which room!

    Let us know how things progress with your mortgage.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
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  • lucielle
    lucielle Posts: 11,505 Forumite
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    I know you’re not their yet but becoming grandparents has made us feel a bit obsolete. I really hope the mortgage gets sorted. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Spendless
    Spendless Posts: 24,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Happy belated birthday. Lovely that you were able to have most of the family and extended/blended family with you.

    I hope it is made clear to ex what his penalty will be for non-compliance.

    Lovely that DD1 is getting her own place. My eldest never came home after Uni. got engaged whilst there, moved briefly in with gf's parents when he finished before moving back to where we live with a job and place to live. Think I struggled with that a bit as never coming back wasn't something I forsaw when I'd waved him off to Uni at 18. 
  • Sun_Addict
    Sun_Addict Posts: 24,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How annoying your ex is still being awkward 🤬 Like you say it’s his final bit of control over you. 

    Happy belated birthday from me too. 

    I’m still waiting for DD to fly the nest, she’s 36 🤣
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope that the mortgage gets sorted in time. 

    Meanwhile you can only do what you can do. Glad you have some positives to focus on too. Exciting times ahead for your DD and soon to be SIL.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Cherryfudge
    Cherryfudge Posts: 13,217 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your ex makes it hard, doesn't he? I hope you get some progress soon. Can any of these costs be claimed back from him?
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Thank you Cherryfudge. The solicitor has said that I can ask the court to get him to pay the costs ( can’t think of the exact phrase)  but actually enforcing any such cost award  based on the fact he didn’t pay the last lot of costs that he was ordered to, could mean I end up having to spend even more money to enforce it.

    Its been a beautiful Spring afternoon here so was glad to be outside forJob 1. DD1 moved to her new home today. It didn’t look like she’d taken anything, when I got home from work, so am assuming she’ll be back at the weekend to collect it!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Spendless
    Spendless Posts: 24,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It must be really frustrating that the ex is playing silly mind games to the bitter end and worrying from a financial cost aspect. Short term pain long term gain here though. You're looking towards the final hurdles. Hopefully the courts will apply pressure to the ex swiftly. If DD1 doesn't collect her belongings at the weekend, I suspect she swiftly will once she knows that a younger sibling will be moving into her former room and rifling through her stuff!  
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