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From debt to freedom...

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  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Congratulations to DD1, is she now doing a masters at uni.
    Glad you all enjoyed the show nothing better than the family enjoying outdoor activities. 

    Hope the shower isn’t a costly repair. 

    That’s a lot to pay off to your debts. Well done 👏 👏.

  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Wonderful news re DD1- so lovely to hear such happy news.
  • lucielle
    lucielle Posts: 11,547 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations to DD. You still sound as busy as ever. Last leg to the summer hols
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Spendless
    Spendless Posts: 24,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations to DD1. My son and fiancee move out of their student digs tomorrow to go and live with her parents till they find their feet. They have a wedding planned for next summer- gulp. I understand the feeling of needing to have some money put aside to help with the wedding.

    Curiosity, but how long since your workplace was last inspected? I would dearly love the Secondary school that made my DD ill to be inspected, last one was 10 years ago this Autumn under a head who left at the end of that academic year. We all still live with the after effects of what happened with DD (starting seeing signs of recovery though), it's not the teachers but is/was the management.

    Glad you had a good day out. 
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats to DD1. Good luck with savings for weddings. Scary thought... 

    Well done on the debt payment. 

    Good luck with getting the shower fixed. Is it just the hose or something worse? A new hose is normally around £10.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Sun_Addict
    Sun_Addict Posts: 24,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations to DD1. Gosh you could be a grandma in the not too distant future 😱
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Cherryfudge
    Cherryfudge Posts: 13,532 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Congratulations to the both of them! How lovely. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
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