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From debt to freedom...

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  • Hi Janb5 - it’s good to “see” you 😀. I haven’t gone down the CSA route before. I find his
     non- compliance with the legal side disheartening and I feel that I can only fight so much at once. Certainly one to bear  in mind once the court case is heard.

    Have spent this morning on housework, still quite wet and  grey, so no garden work done yet 😒. A grocery delivery is due later ( so thankful for home deliveries especially in times of self isolation) .
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,811 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thank you Janb5 and Allikat86.

    So pleased about the cerinthe Janb5. I have lost so many seedlings to slugs and snails this year.  I have Calendula in flower now and the cornflowers are about to bloom🌸. The roses were beautiful but have gone over now, such a short season, you have to enjoy them in the moment!
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I'm really feeling for you HSL. You're going through so many huge changes blindsided and you can't even have your escape. You convey well how much your walks mean to you and its cruel you can't. I hope you can find something to refresh you or give you strength. Maybe you could get your painting done? Or have a sort out of some stuff? Make your surroundings lighter or nicer? Thinking of you and hope things start getting easier soon xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,811 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thank you Dawneybabes, Spendless and Kitten868.

    Dawneybabes - I had no idea it was all online, thank you for that information.

    Spendless - I have another 5 days to go. I have tasks to get on with from Job 1 so plenty to do. I did get into the garden yesterday and did an hours weeding between rain showers which made me feel better. I am looking forward to getting out for a decent walk next weekend though!

    Kitten868 - I did do a bit more of a floor repair last night which did cheer me and I am thinking I may have enough time to paint the living room🙃. I think I need to find a new normal, a new routine with the children I have at home as well as ensuring that I make time for those who have moved out.




    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Not quite sure where today went, a blurred mix of home schooling, working tasks, an online meeting and getting another PCT test. 
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
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