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Your walks always sound lovely. We are stuck to walking around the suburbs here, but actually it's been nice to see how green our area actually is! Lots of little paths through groups of trees etcDebt free Feb 2021 🎉2
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Hello! As always you are super organised and really rather impressive. I hope you manage to get some help around your ex. I agree with what the others have said also. I do understand that it is very difficult to come to the realisation that what you cope with from him isn’t normal. My garden is growing amazingly! Thanks again for the inspiration to grow our own veg. We are really enjoying it, especially now that I’m shielding for 12 weeks. The garden in my happy place now and I’ve got you to thank for that. All the very best xx2022 Comp total (prizes + free spins): £494.81 #20 £12 a day Jan: £382.95/£372 #57 360 1p challenge: £17.70 £10 a day Feb: £571.09/£280 March: £311.96/£3104
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Thank you Janb5, DAL & Jak.
Jan - I’m on a water meter and am slightly nervous about receiving my next bill. I guess it will give an indication of how much water has gone into the floorboards.
Jak- I’m so pleased for you that you are enjoying your garden.
I am very aware of how blessed we are to live where we do, a fact that I tell my children every time we look out over the fields.
I was at work for the morning doing a bit more to get the buildings and rooms ready for June 1st. The weather was so beautiful that I spent the afternoon catching up in the garden. I got some dill sown and some red sunflower seeds. They will be Autumn flowering now but I thought they would complement the yellow sunflowers already at the allotment. Happily I found some more seeds yesterday so can sow some rudbeckia and verbena today. These are both perennials so even if they don’t flower this year, it will be good to get them planted out as sturdy plants.
Unfortunately the elderly lurcher woke up yesterday with one eye looking cloudy and grey which was clearly bothering him. I have a vet’s appointment for him today so am hoping it’s something fairly simple to solve.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 174 -
Thanks HSL. Glad you contacted the solicitor. The walks sound amazing as ever. I also didn't know you could get different colour sunflower seeds. I now have a thriving veg patch and you have definitely been an inspiration for that so thank you from me too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Hope the dog is okNot giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=14 -
I hope the doggo is OK. Our old boy has lots of fluid on his eyes (according to the vets its due to old age) that make his eyes look cloudy.Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.753 -
Thank you SH, CCL and XSpender.
We got to the vets this afternoon. The vet is certain that he is blind in that eye and it has a glaucoma. It is looking likely that an operation will be needed next week 😨😣☹️😰. I’ve got painkillers for him and 2 sets of eye drops which will be a job and a half to administer. I’ve tried to look on the positive side that he will be out of pain after the op, but he is in his teens and I am very conscious that it will take him time to get over and adapt to, although I guess if the sight has already gone, he has started to adapt already. My poor boy *sigh*.
As the vet was talking I was trying to think about where I could find the money for the op from. I have some in my emergency fund so that can be utilised. As I drove home, I decided that now was a good time for DS1 to pay his council tax contribution to repay me for the extra that I’ve had to pay out since February. He still hasn’t contributed a penny at all since starting work. I’m hoping that he can see the money will be needed for the operation.
I’ve felt quite shocked since returning from the vets. I’d thought it might be a mix of age and possibly an eye infection, nothing too bad...my DD3 on the other hand, when hearing about the op, asked if she could possibly watch because she wants to know how they would do it. I was squeamish enough listening to the vet describe the eye! Good job DD3 is planning to study Science!
Didn’t get very far down my to do list today😔paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 176 -
Oh no, poor dog! And poor you, what a shock as well as the expense. I hope DS coughs up.
You've reminded me I need to nudge ds2 who sounds very willing to pay that (now rather ancient) contribution to the housekeeping, but has never got round to it.
I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/226 -
Hi HSL sorry to hear about your dog. Hope DS contributes.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Fingers crossed for the dog and also that DS contributes, it really isn't on for him to pay you nothing but still live in your house and eat your food when he's earning. I think it's partly an age thing as I know I didn't realise how much it cost to run a house until I left home but I still paid dig money to my mum when she asked for it.
I was really sad to hear that DS1 also joined in with his dad in having a go at you, it must be a real worry for you that he thinks his dad is right in the way he's acting. Hopefully he will come to his senses and realise that his dad's behaviour isn't normal. 😔Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.6
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