NST: January 2017

Saveforabetterlife

Hi everyone

I'm a teacher. Get to work at 7 am and leave between 5 and 7pm (longer on parents Eve etc). Do 2 - 4 hrs marking Monday to Thursday (Friday night off). Work for around 5 - 6 hours on Sundays. Don't have a break or lunch break or frees as I'm on SLT (leadership role) despite still teaching full timetable. So work between 10 - 16 hours per day plus weekends and holidays.

bizzie

Been busy reading others diaries instead of posting here over the past few days some really inspirational stories.

NSD now 8/15
Charity 3 more bags dropped off today.
Now need to focus on rehoming books as I feel we have enough to open a library - my children's old school have said any donations would be gratefully received so that's where they will be heading.

Grateful for
- my washing machine hanging in there ( will need to be looked at as very noisy on spin cycle )
- food in so I didn't have to go the shops today = NSD
- my family

Fmess

saveforabetterlife do you have any advice on how you keep going? At the moment I'm working roughly 10-12 hours a day and a few hours at the weekend and I feel like I'm about to break.

SFD number 10 yesterday

Yesterday I was grateful for:-

- losing 3lbs at slimming club
- the support of my new slimming club friends
- lovely food in the house

SpekySquarehead

Good morning everyone,

Low spend day yesterday as I spend £3.50 at football.

Today however shall be a NSD I am glad to announce and I'm going to my grans for dinner. Can't wait.

Tomorrow however is sketchy. There is proposed plans to do something with the boys, which usually involves some sort of spend. I think I'll turn up later on once they've had food etc.

Eager_Elephant

Sending hugs to those in need ((( )))


Reporting in another 3 NSD's up to yesterday taking me to 10 for the month so far.


Today will be a spend day as I have my spa afternoon so will need to pay gown/slipper hire.


Mid-month review - I would like to have brought the house we live in under Right To Buy and I would also like to have cleared at least £3000 of debt. I also want to socialise more, DH and I only have a few friends and we never really see them properly. I also want to make a decent income from our smallholding.

We are moving forward with the Right To Buy, we have a mortgage in principle and will make a full application this week, I have also spoken to a local solicitor regarding conveyancing - for those that have purchased a house recently - how much did you pay a solicitor?


I paid £30 + £280 off my debt at the weekend but need to hold back on some money in case we need to pay any mortgage fee's.


More socialising not yet happened but it will.


Moving forward with income from smallholding - we have purchased a 2nd hand tennis court ready to house our turkeys. Usually they free range and go off and lay their eggs and come back with babies but we need to sell their eggs as they are worth a lot of money as they are rare breed. a few years ago we sold the eggs for about £25-£30 per half dozen so this is the plan again for this year.

Lauralozzle

Eager_Elephant wrote: »

Sending hugs to those in need ((( )))


Reporting in another 3 NSD's up to yesterday taking me to 10 for the month so far.


Today will be a spend day as I have my spa afternoon so will need to pay gown/slipper hire.


Mid-month review - I would like to have brought the house we live in under Right To Buy and I would also like to have cleared at least £3000 of debt. I also want to socialise more, DH and I only have a few friends and we never really see them properly. I also want to make a decent income from our smallholding.

We are moving forward with the Right To Buy, we have a mortgage in principle and will make a full application this week, I have also spoken to a local solicitor regarding conveyancing - for those that have purchased a house recently - how much did you pay a solicitor?


I paid £30 + £280 off my debt at the weekend but need to hold back on some money in case we need to pay any mortgage fee's.


More socialising not yet happened but it will.


Moving forward with income from smallholding - we have purchased a 2nd hand tennis court ready to house our turkeys. Usually they free range and go off and lay their eggs and come back with babies but we need to sell their eggs as they are worth a lot of money as they are rare breed. a few years ago we sold the eggs for about £25-£30 per half dozen so this is the plan again for this year.

We brought our house last year - conveyancing (sp?) fees were around £900 - £1,000 all in (that included solicitors work and checks they needed to do). Can't remember the exact figure but it was definitely between the two.

misstara

Haven't managed to post for a couple of days

Tuesday
A day off I went to look at a new gym, had lunch with my gran and then bought carpets. So my debt has risen again but that should hopefully now be it as it's then only little bits and bobs that we need for the new flat.

Yesterday
A NSD - 9/18. I paid £150 to my debt

Today
I went for a run along the beach this morning. Absolutely loving where we have moved to - the beach is so close and there's also a lovely park/botanical gardens nearby I've got a doctors appointment this afternoon then a late shift at work. Should be a NSD as I'm just planning to potter about the house until appointment time.

1LuckyLady

No Spend days - Yay 11/15 staying home, keeping busy and won't take my purse with me when I do go out later
January's rules:
Food- yesterday's left overs , and I've made a crumble with fruit from the freezer and kiwis that no one would eat out of the fruitbowl
Post 3 things that you are grateful for
* I'm grateful for the lovely blue sky that I'm looking out onto as I type
** I'm grateful for email, so I can send a message to a family member I haven't had chance to see in a while.
*** I am grateful for being in our current position
Work towards end of 2017 goal (weight loss)- Been to the gym
Organise some cheap (free if possible) things to do with family or friends - swimming lessons which have been prepaid

f0xh0les

Afternoon All!

Yesterday was a NSD to that takes me up to 6/15 over a third of the way there, and very nearly at half way mark!
Tomorrow will not be as I have to pay the carpenter and he is insisting on cash. Twit.

Today I am grateful for; not being married to a self employed tradesman. They all seem to be miserable.

Having enough food in the house to do the rest of the week without even needing to think too hard about it.

For the internet, so I can learn how to do little DIY jobs myself, as they make me braver. There is no reason I need to pay someone to do something I can do myself. I just need to embrace the balance of the spirit level. Be at one with the hammer drill and open my mind to the power of the tools.

Calling14

Howdy folks

Today well its a spendy day - treated myself to a few houseplants in morrisons and to be honest so cheap won't matter if I kill them like I usually do. My garden is always fab but houseplants eek another matter.Thought cheaper than flowers and nice to having something bright and cheery about.

Also bought bit salad and sausage rolls oops - lovely hot and 8 of them in packet for a pound-diet next week. Didn't eat 8 shared with boss. Total spend 6 pounds - lumping into food budget.
Moved my half day off till tomorrow as too dull and miserable today. Prefer it on Fridays anyway.

Grateful for
Plusnet cheque 50 pounds received.
Hair looking better today.Dyed roots last night shiny and bouncy now.
Only baking a potato for tea, leftover tuna and salad to use up.