The "Save 12k in 2017" Thread!
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Hi Everyone, I'm declaring £2331 this month - although it's getting more complicated to calculate as I've now started my Prudential AVC so have had to *gasp* alter my savings spreadsheet to reflect the payslip deduction for that.
Hope everyone's savings plans are still on-track. And a special mention for WentTheDayWell... getting really close to escaping from the world of work now!Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.0 -
Morning everyone. Had an unexpectedly large wage this month. Phoned up to tell them it was wrong and they told me they had added on extra 'holiday pay' so the money is mine.
Still slightly expecting them to get back to me to ask for it back! Anyhow, as a result of this extra I am declaring £4000 savings for July. Off to fill in the form. Happy saving everyone. I will readjust if they do ever ask for it back.Save 12k in 2024 Challenge
Frugal living Challenge 20240 -
Hi Everyone, I'm declaring £2331 this month - although it's getting more complicated to calculate as I've now started my Prudential AVC so have had to *gasp* alter my savings spreadsheet to reflect the payslip deduction for that.
Hope everyone's savings plans are still on-track. And a special mention for WentTheDayWell... getting really close to escaping from the world of work now!
Thanks Geoffers! Though I'm taking flexible retirement for a bit, to ease into being a lady of leisure
Are you counting your AVC as saving, or just as a deduction from salary? I compromise by counting the net amount as saving, but not the tax benefit or increase in value so it gives me a lot of slack if shares fall. I'll have to reconcile when I get it with my lump sum - I will have a mega amount to declare that month!Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000 -
Wentthedaywell? wrote: »Thanks Geoffers! Though I'm taking flexible retirement for a bit, to ease into being a lady of leisure
Are you counting your AVC as saving, or just as a deduction from salary? I compromise by counting the net amount as saving, but not the tax benefit or increase in value so it gives me a lot of slack if shares fall. I'll have to reconcile when I get it with my lump sum - I will have a mega amount to declare that month!
Flexible retirement sounds handy - let me know how you get on. Must admit I'm not keen on the idea of "falling of a cliff" going straight from full-time work to full-time no-work.
Initially I think I'll just count the monthly contribution to my AVC - I'm not banking on any increase in investments (although the tax breaks - yes!)Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.0 -
July payday update!
Pretty good going this month, I saved £1,347. That's £7,070 so far in 2017, and £116,192 overall.
Hoping I can break the £120,000 mark this year!
:beer:Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
Yeah I'm back working again full time more money than last one. Only a year but could be more and looks perfect and people are nice. Able to save £1000 in July as my tenant paid up even if they have split up. Need to see if I can now save more to replenish the savings I spent being out of work for the last 4 months.Save £12k in 24 No 50
PB Win 21 £225, 22 £275, 23 £900, Balance Mar £30,850 + £12K added to pension) (Wins 24 Jan £200 Feb £150 Mar £75 Apr £125 May £0)
Plan to move to Denmark for FIRE by 2028 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
#129 declaring £420 for July.
Again, managed to put aside £50 for Christmas in there.
As expected, July was a hard month and didn't think I'd get in more than about £50 for Christmas, however, I then had an unexpected £500 one-off bonus and a 2% pay rise.
:dance::dance::dance:
Went to the cinema a couple of times and had a meal out _party_ then stuffed the rest in savings.0 -
Not a great month, only saved £264.90 this month. I also resigned from my job without another one lined up because it was making me so miserable so I'm even less likely to meet my target now and will probably dip into my savings taking me back into negative figures again! This year is a total nightmare financially.Homeowner:j0
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Not a great month, only saved £264.90 this month. I also resigned from my job without another one lined up because it was making me so miserable so I'm even less likely to meet my target now and will probably dip into my savings taking me back into negative figures again! This year is a total nightmare financially.
On the other hand, if you had not built a small savings cushion you might have felt you had no choice but to stay in that job that was making you miserable and you could have ended up making yourself ill about it. This year's target is secondary to your wellbeing and having established the habit of putting a bit aside for a rainy day. It just happens that 2017 is your rainy daySave £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman0 -
Well done TallGirl, we knew you could do it. It doesn't seem like four months (I hope that is the same for you)Save £12k in 2024 - #2 target is £5000 only £798.34 so far
OS Grocery Challenge 2024 31.1% spent or £932.98/£3,000 annual
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My Debt Free Diary Get a grip Woman0
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