The "Save 12k in 2017" Thread!

Westie983

YAY for payday :-)

I have just made my payments to my 10 virgin Regular Savers and the other three are due out tomorrow.

I am declaring for this month £3050.00

One of my regular savers will mature next month, and I cashed in my Leeds Issue 3. I havent included this in the above total as it had already been included in previous updates...

Onwards and upwards we are now over half way, close to Christmas then it was days past from New Years day...

Westie983

darkidoe

Westie983 wrote: »

''10 virgin Regular Savers and the other three are due out tomorrow''

Westie983

That's some heavy regular savings there!!

kitjos

Goodness me, nearing end of July! :eek:

Not great savings this month as got big CC to pay for next week (DH car tax and car insurance), looking forward to Aug when its all cleared and can concentrate on savings again. Soooo near to 10k now, im desperate to keep pushing!

So, SF. Can i declare £500 for July please (#73). Total now at £7,500.

Many thanks xxx

Wentthedaywell?

Back on track after an expensive month of decorating and new carpets which gave me negative savings last month. £1100 saved in July and no known big expenses due till next pay day.

Only one more payday till retirement! :eek: Who stole the last 30 years?!

Wilkos

No. 88 woefully late in declaring for April, May, June and July (sorry, been massively busy!). Any how, better late than never...


April total - £950
May total - £950
June total - £700
July total - £1,900


Brings me up to £7,000 for the year, just £3,000 left to save before the end of 2017. I've submitted forms for each of the 4 months. Sorry slowlyfading for being so late and creating work for you - thanks for doing this for me and everyone else.

jacci45

No 56, have been missing for last couple of months. June and July total is £1284.54, new total £5718.43. Will probably reduce my goal next month but it is fab to be saving!

I have updated the spreadsheet SF.

geoffers4

Hi Everyone, I'm declaring £2331 this month - although it's getting more complicated to calculate as I've now started my Prudential AVC so have had to *gasp* alter my savings spreadsheet to reflect the payslip deduction for that.

Hope everyone's savings plans are still on-track. And a special mention for WentTheDayWell... getting really close to escaping from the world of work now!

[Deleted User]

Morning everyone. Had an unexpectedly large wage this month. Phoned up to tell them it was wrong and they told me they had added on extra 'holiday pay' so the money is mine.

Still slightly expecting them to get back to me to ask for it back! Anyhow, as a result of this extra I am declaring £4000 savings for July. Off to fill in the form. Happy saving everyone. I will readjust if they do ever ask for it back.

Wentthedaywell?

geoffers4 wrote: »

Hi Everyone, I'm declaring £2331 this month - although it's getting more complicated to calculate as I've now started my Prudential AVC so have had to *gasp* alter my savings spreadsheet to reflect the payslip deduction for that.

Hope everyone's savings plans are still on-track. And a special mention for WentTheDayWell... getting really close to escaping from the world of work now!

Thanks Geoffers! Though I'm taking flexible retirement for a bit, to ease into being a lady of leisure

Are you counting your AVC as saving, or just as a deduction from salary? I compromise by counting the net amount as saving, but not the tax benefit or increase in value so it gives me a lot of slack if shares fall. I'll have to reconcile when I get it with my lump sum - I will have a mega amount to declare that month!

geoffers4

Wentthedaywell? wrote: »

Thanks Geoffers! Though I'm taking flexible retirement for a bit, to ease into being a lady of leisure

Are you counting your AVC as saving, or just as a deduction from salary? I compromise by counting the net amount as saving, but not the tax benefit or increase in value so it gives me a lot of slack if shares fall. I'll have to reconcile when I get it with my lump sum - I will have a mega amount to declare that month!

Flexible retirement sounds handy - let me know how you get on. Must admit I'm not keen on the idea of "falling of a cliff" going straight from full-time work to full-time no-work.

Initially I think I'll just count the monthly contribution to my AVC - I'm not banking on any increase in investments (although the tax breaks - yes!)