The "Save 12k in 2017" Thread!

Baroness_Vee

#187 reporting £1,500 for July!! Not to bad for the month seeing that I went a bit over budget with the food shop and ended up picking a few bits and bobs from the summer sales (i know, was totally unplanned for haha). Back in check for August and so far, so good - sticking well within what I have allocated to expenses for the month.
This brings my total to £13,338.59 for 2017 so far; target £25k. Fingers crossed for rest of months ahead, we can do this!

Clare43

Hello, no 89 here reporting £1662.59 for July

sonas_baby

Hello no 121 reporting in with an embarrassing £35 for July. Summer holiday is done and unexpected car repairs. Funny how the car goes out of warrently and suddenly there is lots of things needing done, but the boot lock wasn't something that could wait.

bobobski

Wentthedaywell? wrote: »

Three weeks off, a nice break abroad, then back to part time flexible retirement knowing I can walk out at any time! I'm also going back to university at 60 to to a part time course in a subject I've always wanted to study.

What a FANTASTIC way to kick off your retirement - I'm so jealous WTDW!! I would love to go back and study but it's so hard when working full time; you've just given me a plan! I hope you enjoy your flexible retirement - how fabulous to be in charge of your own life.

A bit of a rubbish month for me: £1,325.30. As a number it's great but I had my deposit refunded for my old flat so it really should have been an awful lot higher; however, I had some chunky expenses (including £250 to EE for cancelling my broadband account early because my landlord kicked me out ). Also my house purchase fell through and I decided to pay my mortgage adviser anyway (even though you're not supposed to pay until completion) because he's been amazing. So I feel a bit better about not having saved the deposit.

Hoping for a better August; I've been a bit slack with the budgeting this month... (I have budgeted more for August than July as my spending has gone up, which has also led to lower than desired savings - but at least it's sensible!).

Happy August all, even if the weather doesn't seem to realise that it is August!

Jaglad111

No 183 declaring £22900 for July. Cashed out my AIM market share gains so moved the profit from paper to real cash and can now add these to my account. (Not a bad return for a six week dabble). Me and the wife are now officially house hunting so it will be save save save until 2018. Well deserved holiday this month so setting a very modest goal of 500-1000. Good luck all.

Wentthedaywell?

bobobski wrote: »

What a FANTASTIC way to kick off your retirement - I'm so jealous WTDW!! I would love to go back and study but it's so hard when working full time; you've just given me a plan! I hope you enjoy your flexible retirement - how fabulous to be in charge of your own life.

Thanks Bobobski; you've nailed it with "how fabulous to be in charge of your own life". That's exactly how it feels after nearly 40 years a job/mortgage slave. I feel like a teenager; no mortgage, no responsibilities, a bit of money to spend on frivolities, load of free time and some excellent classes to enjoy! But without the hormones and terrible clothes.

It's been a long time coming and I have worked and saved (though wish I'd started earlier) for it . Now I just pray I am blessed with good health and a peaceful world in which to enjoy it.

darkidoe

Reporting £860 for the month of July. Savings rate of about 30%. Not great but at least continuing the positive trend!!

cathybird

hi all, no. 38 here reporting £2,611.84 for July, bringing my yearly total so far to £11,183.81.

darkidoe

george4064 wrote: »

Unusual month with a big credit card bill covering car service cost and a sailing holiday, however I also sold some shares from my S&S ISA which I have subsequently moved into various RS accounts and P2P.

ISA Portfolio has been performing very well lately, +3.58% performance in July vs +1.18% for Vanguard LifeStrategy Acc. Outperformance in June, May, April and March too! Probably down to the mini revival of Sterling!

Been interviewing for a few jobs in London lately, so hopefully I will have a new job in Londonsoon and will need to start thinking about where to live (really want to try buy to avoid renting).

Overall £465.14 saved for July. (Can't give a breakdown because there is so many moving parts!)

Well done for managing to have a positive net balance if you are jobless!!

Good luck buying in London. Let us know how that goes!

darkidoe

Wentthedaywell? wrote: »

Three weeks off, a nice break abroad, then back to part time flexible retirement knowing I can walk out at any time! I'm also going back to university at 60 to to a part time course in a subject I've always wanted to study.

So with half pay and a pension, and no additional pension contributions to pay, I'm hoping I'll be working half the time for twice my current take home pay. I'm slightly anxious I've horribly miscalculated though :eek:

I can only stress to the younger people on this thread how important it is to sort your pension out as early as possible and then to pay extra as soon as you can. I know it's difficult in the early years of a mortgage, young family etc. and when retirement seems an eternity away. But honestly, the decades fly past so quickly and by the time you think of retirement, it can be too late to do much about it then.

I know I sound such an old gimmer!

University at 60! I applaud you! What are you studying??

I hope that's the kind of options i have at 40 or so.