The "Save 12k in 2017" Thread!

slowlyfading

Wentthedaywell? wrote: »

Only one more payday till retirement! :eek: Who stole the last 30 years?!

That's so exciting! Do you have any immediate plans?

slowlyfading

Spreadsheet updated - sorry for the delay

Wentthedaywell?

slowlyfading wrote: »

That's so exciting! Do you have any immediate plans?

Three weeks off, a nice break abroad, then back to part time flexible retirement knowing I can walk out at any time! I'm also going back to university at 60 to to a part time course in a subject I've always wanted to study.

So with half pay and a pension, and no additional pension contributions to pay, I'm hoping I'll be working half the time for twice my current take home pay. I'm slightly anxious I've horribly miscalculated though :eek:

I can only stress to the younger people on this thread how important it is to sort your pension out as early as possible and then to pay extra as soon as you can. I know it's difficult in the early years of a mortgage, young family etc. and when retirement seems an eternity away. But honestly, the decades fly past so quickly and by the time you think of retirement, it can be too late to do much about it then.

I know I sound such an old gimmer!

Jazee

It being payday I have finally caught up. Just saved enough to bring my savings to£7k for the year so far. Am hoping to get ahead in August.

Dird

Pretty clear I have no chance of making my target now unless all bookies suddenly replace all their staff even then the odds would be low

Wanna_Bee_Free

No 44 reporting in with a mixed month. I saved £750 this month. £500 RS, £250 SS. But I lent £2,000 to a close family member in need.
So that is £5,350 towards my target of £7,500.
£ 500 Flex direct
£1,750 Sharescheme
£3,000 Regular Saver
£100 Other Savings

enomis

enomis wrote: »

Well done to everyone. Half way through the year and we are still saving and motivating each other. My June savings are £1000.56 (form submitted). Happy with this but feel the next few months are going to be harder, what with the sun coming out and holidays coming up. I must stick to the budget.

Pleasantly surprised to be able to report saving of £1014.18. I'm very happy with this as I'm about to go on holiday and it's looking likely that I won't go over budget for that and I also booked flights for another holiday later in the year. The accountability of reporting in every month is really motivating and keeps me mindful about my spending. Thanks slowyfading and everyone else.

george4064

george4064 wrote: »

Declaring £771 for June.

TSB - £82
HTB ISA - £200
Sharesave - £223
Nationwide RS - £500
P2P - (£234)

Unusual month with a big credit card bill covering car service cost and a sailing holiday, however I also sold some shares from my S&S ISA which I have subsequently moved into various RS accounts and P2P.

ISA Portfolio has been performing very well lately, +3.58% performance in July vs +1.18% for Vanguard LifeStrategy Acc. Outperformance in June, May, April and March too! Probably down to the mini revival of Sterling!

Been interviewing for a few jobs in London lately, so hopefully I will have a new job in Londonsoon and will need to start thinking about where to live (really want to try buy to avoid renting).

Overall £465.14 saved for July. (Can't give a breakdown because there is so many moving parts!)

Lomcevak

Lomcevak wrote: »

#56 with £2,648.24 for May, total of £9,890.93 for the year so far. Due to a slow start to the year i'm lagging a bit behind target, June's going to be another good month but hitting £30k by year-end will be a big ask. Not too worried though, was always going to be a tough goal so getting anywhere near will be good

#69 (not #56) updating with £3,546.00 for June and £3,152.40 for July - two much better months that make £16,589.33 for the year so far. August also looking good, so maybe, just maybe, i'll get back on track

CouponClipper

#47 reporting in for July

Am now contributing 15% to my pension up from 13% last month but with the pay rise I can still add extra into my cash savings which is positive!

This month I managed to save £651.90.

Next couple of months I've got Ground Rent and Service Charge Bills to come out which will be a bit costly but again thankfully I've saved them!

Good luck for August everyone