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The "Save 12k in 2017" Thread!

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Comments

  • #28 declaring £755 for April; I have had a good month this month and am looking forward to seeing how much I can save each month from now on.

    Well done everybody; I find this thread so motivating. :)
  • mummytummy
    mummytummy Posts: 980
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Forumite
    My update for April was a big, fat, whopping £0. Unexpected expenses have depleted my total so until I get back to £4046.00 (March total) I won't be declaring anything :(
    MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$104,700
    (July) $89,000 (Oct) $71,400 (Jan 2027) $ (April) $ (July)

    SPC 19 #6 £268.30
    Regular Saver A/C (24/25) £2800 (25/26) £2484.23 (26/27)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19)
  • Lomcevak
    Lomcevak Posts: 1,026
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    Declaring £1705.03 for April, I'm still struggling to really get on top of things this year with a continuous trickle of bits and pieces cutting in to the savings - decided that I need to sit down with a pen and paper and get some control over my finances again, as I've been a bit lazy these last few months :)
  • Jo_Blogs
    Jo_Blogs Posts: 753
    Debt-free and Proud! Mortgage-free Glee!
    Forumite
    Great going with all the saving folks :T

    You are all a great inspiration to many, so keep up the great efforts :);)
    Saved Nitty Gritty £7440.75 [149%] / £5000-[Sep] £58.44:starmod: for the 'Save 12k in 2017' #157
    2017 Womble #35 £3463.27 ;)Sept NSDs 4/15:staradminCCCChl 9/12 months:D
    Sept PPChl#002 Pts 71
  • RichyRich
    RichyRich Posts: 2,091
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    Declaring for April.

    Despite my earlier pessimism (predicated on our decision to concentrate on the mortgage and having spent a fortune on holiday) I have done the sums and I'm not faring anywhere nearly as badly as I thought i was. I think it unlikely that I'll get to the full £12k but i am going to try and continue with the challenge to see how far I get. Next month will not be great as I have a monster credit card bill brewing, but let's see how it goes!

    Total balance across all accounts: £18,143.86
    Starting balance: £12,976.79
    Saved year to date: £5,167.13

    Stay lucky
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • Xenon
    Xenon Posts: 347
    Part of the Furniture 100 Posts Name Dropper
    Forumite
    darkidoe wrote: »
    #9 Reporting for March 2017. Sorry haven't been around much. Total of 2159.30. Things are looking abit healthier.. Well done Xenon for almost reaching your 100k milestone! That's alot of cash tho!! Beware inflation!

    Wish everyone a Happy Easter!

    Thank you - certainly a lot of cash for me !!
    how old are you? any other assets like properties and investments?

    I am 43 - not young but not quite an old codger just yet !

    It's taken me quite a few years to build that up - wasted too many being lazy and not keeping my eyes on the ball (so to speak)
    No properties/investments but looking to build up savings again when i find something to buy - with special focus on pensions.

    This month i have saved £1320 and passed my magical deposit mark - now building the solicitor/fees/removals/emergency fund etc etc.
  • Lolly88
    Lolly88 Posts: 322
    Tenth Anniversary Combo Breaker
    Forumite
    mummytummy wrote: »
    My update for April was a big, fat, whopping £0. Unexpected expenses have depleted my total so until I get back to £4046.00 (March total) I won't be declaring anything :(

    You could still declare if you wanted to. I had a massive expense in Feb that wiped out over 4k of my savings. I delcared it as a negative and every declaration I've made each month since then has been my attempts to claw back to where I was in January....still not there yet. I think if I wasn't declaring each month, it would be easy to give up on the challenge altogether because there would be no accountability and overall I would be saving less. At least if you declare each month you'll still feel like your pat of it and it's motivating to see the deficit going down.
    Homeowner
    :j
  • cathybird
    cathybird Posts: 16,993
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    hi all, no. 38 here, I thought April was going to be an awful month but it turned out to be unexpectedly bounteous so I can declare savings of £4,066.44, taking my yearly total so far to £7,475.85.
  • A poor show from April - 771.30. I need to check what i was spending on, as at this rate i won't be able to meet the target.
    No. 170
  • jessy-eve
    jessy-eve Posts: 39 Forumite
    A quick update from me ... I have been very quiet the last 6 weeks or so! It finally happened! We found a house we love and had an offer accepted, fast forward a month and things are progressing nicely :) it does however mean that during April I was only able to save £100. I believe the following months will be a similar story as first time buyers we need EVERYTHING! but i will try and continue to put some away and hopefully towards the end of the year can start saving as normal!
    #27 - Save 12K in 20189£/£ :T
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