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The "Save 12k in 2017" Thread!
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Welcome newbies. This thread really helps with staying focussed on saving.Spend less now, work less later.0
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Standing Orders are due out tomorrow but I will be away from my computer so I am declaring now, for April.I have saved £1750...
Had a maturing Regular Saver this month from Kent BS, so I have taken the balance off my total as I used it to pay off one of my credit cards.
I will now have a maturing Regular Saver every two months till the end of the year, so hopefully my savings will balance out come the end of the year.
Happy potting all
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Hello all, and welcome to the new joiners!!
Just declaring my April savings of £689.93 - I got a pay rise and 90% of that is going to my monthly savings from now on, plus i got over £100 compensation from my train company for their shocking service last year...!
Hope everyone else is getting on well! :-)
Ada0 -
so inspired just from reading all the replies. i dont have an aim for the year as i dont really calculate how much i keep. i do use an app to keep track of how much i spend and on average i save at least 60% of my monthly salary.Another night of thankfulness.0
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just repaid an outstanding loan, how do other members treat that? does it count as savi ngs or expenditure?Early retired in summer 2018 and loving it0
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just repaid an outstanding loan, how do other members treat that? does it count as savi ngs or expenditure?
I count it as expenditure as paying off a loan doesn't give you more money to spend (it's actually spending your money - when you took out the loan and presumably used it for something, you were spending someone else's money). However, if you're more interested in net wealth you could treat it as savings for this challenge. Whatever works for you
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just repaid an outstanding loan, how do other members treat that? does it count as savi ngs or expenditure?
I do the same as Bob, and count it as expenditure for this challenge, but I separately count my reducing debt liabilities and do my off-set calculations between realisable savings and debt liabilities on a regular basis (more so since I started a diary)Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here0 -
£1300 saved for April. It was quite an expensive month wth a flight and weekend away, £200 to get a couple of pictures framed and my goddaughter's 21st, but offset by a (rare) bit of paid overtime and a magnificent 20 quid pay rise:D
A third of the way to our targets already, well done everyone!Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000 -
Evening everyone - newbie here!
Just a few questions, what does everybody to for extra income / savings? I'll be putting wages aside, selling a few things on eBay and I've signed up to quite a few survey sites to see how that goes. What does everyone else do?0 -
Hello
Reporting a measly £600 this month, on account of my (shocking) credit card bill.
Never mind, onwards and upwards, good luck with all the saving and enjoy the tail end of April.:T#138 - The "Save 12k in 2017" challenge :j
#019 - The “Save 12k in 2018” challenge0
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