The "Save 12k in 2017" Thread!

Jazee

I have just made my savings for March up to £1000 as it's pay day but think April could be a struggle. Still ahead for the year at the moment though.

[Deleted User]

SF Please can I change my goal for this year? Think I will aim for £24k. Thank you.

CouponClipper

Number 047 reporting in for March

March once again has been a rubbish month for savings (£100.80). However from April onwards all my standing orders have been set up so that I have a set amount to spend each month!

Also this month I've had my service charge for the next 6 months which I haven't had a chance to save for having only moved in in December. It's in my monthly bills now so I'll have it stashed away for the next payment in October.

Being held accountable by everyone here really helps focus the mind about where your money is going!

Wobblydeb

Ooops, fell off the waggon in March and booked a holiday so minus £879.50 for me. However, on the bright side, we have finished paying off the car now, so it is full steam ahead for the next few months :T There was no point delaying the holiday when we could spend the existing savings and replace them later in the year.

first78 wrote: »

I pay over £860 per month in nursery fees, but I don't really have nights out, expensive hobbies etc. I would love to be able to save!

Nursery fees are a killer aren't they? Are you using the childcare voucher scheme? Our fees are similar but both hubby and me get £243/month each in vouchers which reduces our salary by about £170 each so doesn't feel as bad.

I look back and realise I had loads of money before I had a child! On the plus side, if you can live within your means whilst paying the nursery fees, then once they stop, you can save/invest that amount per month. I am looking forward to September when the free hours will kick in for us.

geoffers4

Hi everyone

I'm reporting £1453.57 for March - it's been quite an expensive month for us, but much of that is holiday-related as we've just yesterday got home from a fortnight in the sun. Also had to get the wife's car through its MOT and annual service, so quite a bit of cost there too.

Really encouraging to see everyone still staying so focused on saving...3 months done now!

...And 30 pay days until FIRE...

What_a_mortgage

Hi. Reporting 1813.83 for March. Not quite as good as I'd hoped for, but partly due to changing credit cards (and therefore repayment date was at the end of March instead of beginning of April). Now to fill in the form.

Thanks for keeping me motivated

bobobski

An ok £940.59 for me this month. Below the average I want to save, but still above where I want to be for this point in the year. I had a short holiday this month and, if that hadn't happened, or indeed even if it had been on-budget, I would have smashed £1,000 for the month, but you live and you learn. More importantly I didn't get into debt or dip into savings - I just saved a bit less this month to cover it.

For weird accounting/YNAB reasons I've already saved £400+ for April so I'm hoping for a much better month. And it's LISA month!! Anyone else waiting for announcements of savings LISAs? I've already transferred £200 into my HtB for the month in anticipation of a switch - although unlikely!

Happy second quarter everyone

Wilkos

No.88 declaring £750 for March to take my total for the year to £2,500 so far.


It's not as much as I would have wanted to save this month, but I've entered the London to Brighton Bike Ride this year and thought it would be a good idea if I bought a bike to use in the event!


I'm hoping to have more to declare next month. Well done to everyone putting money away - there are some fabulous totals being saved.

Cottage_Economy

Declaring for March - #129 a whopping £922.50, a vast improvement on my intention to save £333.

Well chuffed. I tried a new way of doing things this month, as I thought I was doing a bit too much frittering. I moved everything out of the current account bar what I forecast for bills and brought back across any extra that I needed. What a faff! As you can see from the total this month, I just couldn't be arsed bringing it back across!

I've set a mini-goal to reach the halfway mark of my £4,000 annual goal by 15th April, and looking at my forecast expenses it will be squeaky (thanks to a ton of car expenses (MOT, road tax, new tyres, etc)) but doable.

Game on!

poohbear59

No savings in March as we had lots of unexpected expenses. I think i need to change my target to £1000 for the year. Feeling pretty pessimistic about the chance of saving anything at all.