The "Save 12k in 2017" Thread!

fire-wannabe

#130 starting February off with £700

sezamma

Hi, can I please join for £4,000 this year?

pearl123

Number 155 declaring £144.05. I'm surprised it was not more, but it's a start.

zzzt

I did badly in January due to a big purchase I made. But I'm feeling confident about February being a more frugal month.

enomis

Number 78 here. Form submitted for January update. Happy to report £1313.73 saved this month.

So happy to have found this thread. Towards the end of last year I decided somewhat unexpectedly to extend the lease on my flat. Mainly due to the rate of HSBC's 10 year fixed rate mortgage at the time. However, my finances weren't in the best state in my opinion. I'd just applied for a new credit card to stooze some more money. So I decided to be more appealing to the bank by clearing my other two credit cards and clearing my student loan to increase my take home pay. I then used the rest of my savings to start the lease extension (but I will put that back when I draw down my equity release loan) and to pay the early repayment charge for breaking my fix (it was worth it). I got the money I wanted from the bank at the rate I wanted but also zeroed my savings. So my goal for this year is to rebuild my safety net.

The accountability of reporting in each month and everyone else's stories and tips is so motivating. Thanks Slowlyfading for running this and to everyone for their contributions.

Jo_Blogs

Well done to everyone for their January efforts :T:T.

I am going to start February off with £823.02 which is a really good sum for me. I hope to get £1000 saved this month as the next few months are going to be really tough for me ;).

Wishing everyone all the best with their saving in February :grouphug:

Jazee

Due to a little bit extra in my pay two days ago, I've already saved my £1k for Feb. Decided to do the save first and spend what's left rather than the other way round thanks to this thread.

Will try to keep up the momentum as the month progresses as there may be months later in the year when getting to £1k will be difficult.

Kreacher

I have opened 2 new regular savers this month so that's £550 in them, plus £200 in my htb isa, but I used some of my matured regular saver from last year to pay for some xmas bits and pay the remaining balance off my holiday so technically I am down £920 this month

So I won't declare anything this month, but I should be back in the positive numbers next month

Fruittea

Ernie was good to the household this morning and I'm £75 better off - also sold £119 worth of things on Ebay. So I'm off to a good start. I'll be house-sitting this weekend. All the dog walking and house-sitting money goes straight into the savings pot and February bookings are looking good - so that's great. Hopefully will have time to load up more on Ebay and I hope to sell one of my guitars on Facebook. Haven't tried that before so wish me luck. I'll report back on how I get on.
All the best for now and great result so far.

CouponClipper

Finally got round to calculating my numbers!

Moved house so still trying to get all my bank accounts and monthly savers in place.

Day off todays allowed me to work out exactly what bills I'll have and money to save. Hopefully monthly savers will be set up soon so i can save the £500+ i need to hit my target.

Declared £442.93 for January. Good start but must do better!