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NST: December 2016: A pared back Christmas

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  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Calling14 wrote: »
    :rotfl::A:A:A


    I can watch football Bob but tennis never. So perhaps I should join the breakaway group Weston Super Mare as well :)

    Wide awake was going to get up and go shopping this morning but having had a neighbour pop in to see baby last night, had a fair few glasses of vino. Staying safely off roads till later - maybe wrap presents

    Good news I complained about train problems last week and got half the fare back so £35 cheque sitting here. Cash back from switching utilities on here another £30 on a roll :T:T

    Ah now then, being as I am from around those parts, the local name is Western Super Mud, so we can be the Muddies for short.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Well done Fmess you've given yourself the best Xmas present of all time surely? Congratulations.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Well done Fmess. What an inspiration.
    Have adventures. laugh a lot and always be kind.
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Fmess wrote: »
    Afternoon all,

    I can declare that the debt I have been tackling for nearly 3 and a half years (including the extra debt left when I asked the ex to leave and he didn't take his debt) has been paid off :j :j :j :j

    I am so pleased :) However I am not debt free due to the new roof, which I got a loan for. I aim to pay this off and have a new bathroom by January 2019 :)

    I have my last bit of food shopping to do tomorrow. I will be off to the shops at 7.30am but I'm feeling a bit under the weather today, so will be off to bed early.


    :T:T:T :j:j:j Woohoo!!! :j:j:j :T:T:T
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    And a woo hoo from me Well done Fmess:T:T:T:T Done brilliantly following your split to get sorted so quickly.

    Shall follow n your footsteps in 2017.

    Bob Muddles it is then:D Quiet on here is that WSM programme on :rotfl:
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • greent
    greent Posts: 10,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulalations Fmess :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Congratulations Fmess xxx
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Ah thank you everyone :) I can confirm it feels lovely and just in time for Christmas. I vow never to put anything on my credit card that isn't being paid off within a month (I have cash back credit card so I use it to get the cash back)

    Hope you enjoyed WSM apple and anyone else who loves it. Nothing says Christmas like lifting a load of random heavy objects ;)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations Fmess.

    Haven't posted for a while,oops.
    Managed 18NSD,so very pleased with that.Cupboards and fridge/freezer looking reasonably full,so shouldn't need to buy anything until bread about next Wednesday.:D.
    Didn't set a budget but the New Year will see me putting some effort into doing one.
    Hope you all have a happy and peaceful Christmas for those who celebrate.
    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Congratulations Fmess.

    Not sure I have the sleeping thing sorted yet. I am excellent at sleeping, but he timing - let's just say I was rooting around in DS3's room on a rubbish hunt at 4.30am and have missed several hours of daylight today. DS3 asked me what I was doing (he was only watching video game reviews) but has let me in in the past hour. Score so far is 3 large carrier bags of recycling and lots of little bags of general rubbish (I pick up a takeaway bag and keep stuffing until it's full). Only about a third of the way into the room.

    The sleeping is wonderful, my eyes are a lot less sore (have also been rubbing antiseptic cream round them very carefully). I made bacon barm cakes earlier (luxuries I don't have often) but then thought it was still a sandwich albeit a hot one. Feeling quite relaxed, like being in front of the fire and drifting in and out of sleep.

    The only fly in the ointment is a smidgen of guilt that I am not 'doing what is expected of me' because I am not wrestling with a turkey that refuses to defrost/ panic wrapping presents/ cleaning the house to within an inch of it's life/ preparing to feed a multitude. Keep reminding myself that I have done all these in the past, including welcoming all manner of waifs and strays, continuing dutifully when barely able to stand up due to illness and doing Christmas dinner with pauses to go and throw up (morning sickness) and when the house looks perfect I start to feel as though I don't belong after a couple of days.

    I have had a takeaway using some of my present money. I offered DS3 Indian whilst Beloved is away (she doesn't like it). He decided on Chinese and asked if I wanted my 'usual' meal. I asked if I could have spring rolls as well and he said I could have anything I liked as I was paying. I have indulged in chicken and sweetcorn soup. I think it is very expensive for what it is, so hardly ever have it but it was just what I needed and I savoured every mouthful. Saving the meal for tomorrow.

    I will be around over the next few days (maybe at odd hours) but here are my Christmas wishes for you all

    I hope you get to celebrate Christmas/ Winter Solstice/ being off work and with loved ones in whatever manner you choose.

    If you have children I hope that they love what they get, that you get a few hours sleep between Father Christmas visiting and them waking up and that neither you or especially them gets sick.

    If you have visitors or fellow guests who are difficult I hope your patience holds out.

    If you are alone, I hope that it is from choice.

    If this is the anniversary of a bereavement or you are just missing someone who is no longer in your life, it's important to allow yourself time apart to think, remember, grieve or whatever is appropriate.

    Joy, peace and happiness to you all and a solvent future ahead.

    Today I am grateful for sleep, blissful sleep, chicken and sweetcorn soup and not being cold, lonely, afraid, in serious pain or hungry.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
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