What small DFW things will you do this week? W/C 21/11

foxgloves

Hello Monday Money Savers,
What a depressing day. It has poured with rain all day here, it hasn't even stopped once for 5 minutes & feels like it has barely got light. Early start with Dr's appt - have to be sent for some tests, so worried about those already - & decided to keep busy to stop me fretting. So here are today's money things:
*HMRC agreed that I am owed the princely sum of £33 & sent me a cheque.
*Updated grocery budget.
*Transferred some money from Loan Pay Down Fund to current account & from thence to CC to pay for a new radiator we ordered yesterday. We don't have central heating & I think this will really improve winter temperatures in a not too expensive way.
*Energy provider wrote to me to say they are reducing our monthly payments to £80, a nice saving of £27 a month, which will help when interest rates go up & we have to pay more for the mortgage.
*Did a few surveys.
*Ordered mr f's Christmas & birthday presents. One more thing to get, but I have vouchers for that, so no more expense involved.
*Make tomorrow's packed lunch.
*Have left downstairs heating off today so far, but it will be going on in the next half an hour.
*All free leisure tonight - TV, knit, maybe read, fuss cat (who has had his legs crossed all day because of the torrential rain!)
Take care, all.
F x

MrDebtWarrior

Hi Everyone, I really enjoy reading all your plans/days it's inspiring!

I was super organised yesterday, ironed full weeks work clothes and prepared my sandwich for todays lunch!

Today;

- Exercise - DONE at 6am this morning, 20 minute youtube HIIT workout
- Take packed lunch to work - DONE soup and sandwich plus snacks
- Check my own and joint account - DONE
- Have a NSD - DONE (loving this one)
- Phone fully charged at work - DONE sitting at 100% and almost hometime

Tonight;

- Prepare tomorrows lunch
- Dinner from the cupboard/freezer
- Exercise - 10 minutes on the rebounder then stretching session
- Kitchen/Living Room tidy


I *think* I can manage a No Spend Week so that's the plan!

carrielovesfanta

OH and I feeling very pleased with ourselves.


Not only have we saved the money for the next part of his tattoo (£255!) we've also managed to save £450 this month

crazy_cat_lady

Evening all :hello:
Today definitely has not been the most mse day I've ever known I had a day off school - actually closed to staff and students. I had planned to stay home with a box set and the heating on, but my mam is a bit down at the moment so I arranged to go out shopping and have lunch with her. I think she thought that there was something wrong with me to be honest because I wasn't buying loads of stuff :rotfl: but I did buy a couple of Christmas bits. My mam also gave me £11 M&S vouchers she didn't want and insisted on buying lunch for us as well. Also decided that as I was having a spend day then I would get cat litter and fill up with petrol as well.
It's freezing cold and has rained all day but has been lovely having a day off and spending some time with my mam. I've stayed on top of the budget (only used my Christmas savings and grocery budget) and thought nothing of work at all.
Need an early night tonight mind...
Foxgloves - easier said than done but try not to worry.

LuckyPenny

Thanks for starting Ziggy! Nice to read all your updates. Totally agree about Christmas. I'm lucky that my DD takes her time opening presents and appreciates and plays with everyone. She is looking forward to opening her 85pence advent calendar, decorating the tree and all the other traditions. I don't set a limit on the number of presents she can list; this year she has listed 4. So I'm very lucky that she is a beautiful, caring and appreciative DD!


Busy day at work but managed:
- took leftover roast dinner for lunch
- FPL
- Bumped to facebook sales
- Posted eBay parcel
- Came home to a letter saying I have 21,920 Best Western points which equals a free hotel stay, £50 M&S voucher or £50 White Company Voucher - kerching!!! Lovey jubley!
- Check market research apps - some available but frankly couldn't be bothered in this weather.

Baileys_Babe

Thanks Ziggy for getting us started.
Today has been wet, dark & cold. We've had the lights on all day

We've meal planned shopped until Friday. I may buy a few things on Thursday depending if we go to a specific shop, if we do I have written a list and will be sticking to it.

I have packed the bags for tomorrow's activities including snacks.

Today was a spendy day but all planned, groceries, diesel, children's gym classes.

All meals from stores. Making chicken stock over night in the slow cooker whilst we sleep as well as running the DW & WM.

I made a batch of porridge today so that is my breakfast taken care of for the next few days.

RMS, FPL & Ashliegh done.

Renewed library loans and requested a few more.

Bobarella

Congratulations Luckypenny how long can you stay for at the hotel? What a wonderful treat. Plus all the vouchers!

Foxgloves sorry to hear you are worrying. And hope your tests go ok.

Carrie Well done! Saving £450 in a month is terrific.

My own small things for today.
1. Big eBay sale of over £200. I won't have the money till the buyer collects but still I am very pleased.
2. Business is good. Viewings and forward bookings rolling in.
3. Home made pizza for tea for me, DH and DS.
4. Used up cooked pasta and sauce for DDs tea.
5. Lots of walking
6. Visited an exhibition at Tate modern for free
7. OH has made DS a costume for his themed day tommorow. Lots of the kids will be in bought costumes. Ours was recycled from a costume made for another party, our of a sofa throw
8. Home made ginger bread for treats
9. Low cost entertainment in the form of Netflix (Poldark)
10. Used up 90p in coppers today

Bob

ziggy2407

ziggy2407 wrote: »

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's list:

Packed lunch for DH & DS - Done
Check Bank - Done
Quick shower - Done
Wait in for delivery - Done, was here for 9.30
Collect order - Done
Hoover attic and re-arrange furniture - Done
Continue purge on emails -
Surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer - Done
Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL - Done
Read -

Am sure that I have more to do but can't think straight this morning. Have a great day all!

C x

Cold, dark and very wet all day, got wet twice but managed to achieve all the important stuff.

Sending love and hugs to Foxgloves, hope the tests come through quickly for you and that your mind is put at ease soon.

Night all x

YORKSHIRELASS

Bob its funny because I have been trying to spend coppers too. I used to throw all my small change in a jar and wait until it was full before I had to faff around counting it and taking it to the bank. Now I use it to buy things - simple!

Hope its nothing serious Foxgloves. At least you are getting it checked out.

Busy day. 4 hrs paid stuff job no. 1, 3hrs paid stuff on job no. 2, then back to job no. 1 for a meeting.

Oh and I hope no-one is affected by this awful weather. Pics on the news of flooding, dreadful. See you tomorrow.

sparklychar

crazy_cat_lady.... My school was shut today too, you're not in Yorkshire are you?