M&S Bank

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  • System
    System Posts: 178,094 Community Admin
    Photogenic Name Dropper First Post
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    Can you blame them, it's hard to get in and out quickly with a zimmer frame..!
    FOREVER21 wrote: »
    That's vetually what you have to do in M& S when they have one of their special events. :mad:
  • No_6
    No_6 Posts: 835 Forumite
    First Anniversary Combo Breaker
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    We do MS special events with 30% or 20% off, because OH
    is a retired MS employee and gets another 20% off ! plus any
    of my SPARKS rewards offers :)
  • ollieb023
    ollieb023 Posts: 11 Forumite
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    How long after opening the account and starting the switch did you receive the gift card?

    If I did the switch today, could I expect to receive the gift card at the start of December?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    ollieb023 wrote: »
    How long after opening the account and starting the switch did you receive the gift card?
    I can't remember exactly, but it came within the timescale shown in the incentive T&Cs.
    If I did the switch today, could I expect to receive the gift card at the start of December?
    No...but you might do.
  • djpailo
    djpailo Posts: 550 Forumite
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    ollieb023 wrote: »
    How long after opening the account and starting the switch did you receive the gift card?

    If I did the switch today, could I expect to receive the gift card at the start of December?

    Its within 31 days after the switch or something. I received mine after maybe 25 or so days.
  • Dird
    Dird Posts: 2,702 Forumite
    First Anniversary Combo Breaker First Post
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    Is there an expiry date with the card credit? Presumably OP could wait 12 months & sell the card with £220 credit?
    Mortgage (Nov 15): £79,950 | Cashback sites: £900 | Current accounts: 11
    Mortgage (May 19): £71,754 | £30k in 2016: £30,300 (101%)
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
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    Dird wrote: »
    Is there an expiry date with the card credit? Presumably OP could wait 12 months & sell the card with £220 credit?
    Seem to remember it's 2 years from last use, but I'm sure it'll be on their website/the paperwork that comes with the card.
  • darkidoe
    darkidoe Posts: 1,125 Forumite
    First Anniversary Name Dropper First Post
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    Why not just spend it on groceries/christmas gifts etc? Everyone has to eat. It helps that M&S is treating a few of the meals.

    Save 12K in 2020 # 38 £0/£20,000
  • LuSiVe
    LuSiVe Posts: 1,059 Forumite
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    Dird wrote: »
    Is there an expiry date with the card credit? Presumably OP could wait 12 months & sell the card with £220 credit?

    If you get the balance checked at a till it continually rolls on 2 years from that.
  • Norscbu
    Norscbu Posts: 176 Forumite
    edited 6 December 2016 at 11:23AM
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    I applied friday and am still waiting for a response, not the typical "you've been accepted" from the other current accounts I've opened in the last few months.

    Is this typical of m&s bank?
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