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ATB'S Frugal Foray to Freedom

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  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It's very quiet - everyone must be out enjoying the sunshine!

    Love the new thread title :) and great news on the OPs allowed!

    Have a great day!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Great OPs ATB! Have a lovely day! x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Morning All,

    £999 OP made and I have earmarked several bits to put on ebay today. Hope everyone has brilliant bank holiday weekends xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 27 May 2017 at 9:20AM
    £999 OP made (the most we can do online) :j will rinse and repeat for the next 3 days :T

    I once had a limit to either transfer £££'s or pay £££'s online, but was allowed to make the entry several times on the same day to make up the total I wanted to pay.

    just mentioning, in case you are also allowed to do this. Have a lovely weekend.

    ps - we now have roughly the same MF target date
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Thank you AFK I will definitely be investigating that today xx

    Morning all,

    It's been a while since I did a proper update so here goes:

    :) Original mini goal of being at £125k by end of June will be achieved end of May (will actually be at £124k). That will max out our OP allowance for the year.

    :) This means we have paid £13k off the mortgage so far this year :j

    :) normal monthly payments will see us at £120k by year end.

    :) Will have saved up £20k by Christmas, to make big OP in new year of next years allowance, plus some left over.

    Any thoughts / tips on the plan would be appreciated xx

    Plans for the next 7 days:
    1. Fuel up and buy milk today
    2. NSDs tomorrow through until Thursday
    3. Eat from freezer and store cupboard (DH working away makes this easier!)

    Right, all that thinking requires a :coffee:

    ATB xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Congratulations on the fantastic OPs ATB, you're steaming ahead!
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Amazing work on the mortgage. :)
  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Wow that is some overpayment this year - really impressed : )
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Thanks everyone. I can't properly express how much logging on and seeing messages of support means to me :)

    I will also list 5 things on eBay today - if they make £50 I would be mightily chuffed.
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    edited 29 May 2017 at 8:19AM
    Morning all,

    Today's job is to try and understand matched betting. I have been putting this off for ages but now is the time to really give it a blinkin' good go. Any of my fellow MFW pals dipped their toe in the water? X

    Edited to add: I have planned our meals from now until Friday and we shouldn't need to spend any money at all :) Today will definitely be a NSD, and tomorrow my priority will be paying some change into the bank, and changing some stray Euros to sterling to pay in and OP.

    LOVE this journey x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
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