📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Paid off the £31,000! BUT - still scrimping!

1236237239241242277

Comments

  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope that you can stick with the shakes.
    You are braver than me!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks milann. Funnily enough I'll take the 183 emails over the bunch of unruly kids.....🤣🤣🤣🤣
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • doingitanyway
    doingitanyway Posts: 10,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Whenever I'm in the Highlands I could stay there much longer too. 
    Good luck with your diet. It sounds tough but doable and if you can stick with it the benefits will be huge.

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thanks DIA!😀

    What a day today weather wise!  Teeming rain and wind!  I was going to pop out for a walk lunchtime but decided to stay in and dry.  Work is as tedious as ever - won't I be glad when it's time to retire....

    Spoke to one of my BFs earlier - she's having a hard time lately - her sister has been diagnosed with terminal cancer and one of her sons, who has a big problem with drugs and has done nothing in his 30 year old life, has been stealing from the family - I feel so much for her. ☹️

    Apart from budgeted debits, today was another NSD. 

    DIET
    Going ok - I haven't succumbed to any naughty eating!  I have a bit of a routine whereby I have the first shake around 10am, the second around 2pm and the the third around 6pm. I then have my portion of actual food around 8pm. So this keeps me within the 12 hour Time Restricted Window. It works well around work hours - I hope that it'll do the same at the weekend.  It's funny, I don't feel ravenously hungry - more like I would just like something tasty to eat!  The ketone strip was still in the negative zone this morning. 
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • beanielou
    beanielou Posts: 95,681 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad the plan seems to be going well.
    Your poor friend.
    Every parents worst nightmare I think xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How awful for your friend. Good job she has you to be there for her - she’ll need you.

    The weather was dire here today too ☔️
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Your poor friend - sounds horrendous for her. 
    I really admire you and the diet - I couldn’t do it....I find SW works when I actually stick to it. So far so good for me this time round.....I did really well over a number of years - lost it and kept it off - it was when I went in hospital and was worried and comfort eating that the rot set in......then I couldn’t break the habit 🤔 but this time I’ll do it 😀🤞👍
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you for all your kind comments about my friend.  She's rallying round - my friend is the main anchor for her sister as she's not particularly close to her children and my friend's parents are quite elderly with their own health problems. 
    It's awful what is going on with my friend's son. Everybody has washed their hands of him now. He's had every type of help and support in the past from his family, but just keeps lying and letting all down. It's ironic that her other son is a lovely boy - good job etc - strange how two brothers can turn out completely different. 
    Today I went out lunchtime and met my friend for a coffee in a nice little place that has just opened. Bless her - she insisted on paying so I'll get them next time. I also bought some bamboo cotton buds in the refill shop in a small attempt to reduce my plastic consumption!  It was a beautiful day today - but absolutely boiling!  When I got home I had to wash my face with cold water before I got stuck back into work!
    DIET
    Again going well. I'm still not feeling really hungry - thank goodness!  Even looking at the cakes in the coffee shop didn't faze me, but later on an advert for MacDonalds was on the radio and my mouth began to water...
    The coffee was my first since I started the diet - I just had a little amount of soy milk to go with it. 
    Tonight I had kale with garlic, mushrooms, red onion and chilli flakes - a recipe from Dr Roy Taylor's book. I also put a little balsamic vinegar on it. Good job I like kale - there was loads of it!  I've also got enough for tomorrow's dinner as well. 🥦
    Oh - and the ketone stick was a little darker today....😀

    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,410 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    That’s not taken long for the ketone stick to begin to show change. I watched the 3rd programme this morning on catch up - it definitely made a difference to the participants - I couldn’t do it though. I take my hat off to you for even attempting it 👏👏
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I work with someone who did a similar diet on the Cambridge plan, she lost 3st and has kept it off, the difference was amazing. If it works for you then all good 👍 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.