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Paid off the £31,000! BUT - still scrimping!
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I hope someone gives you the info you need SSG
. I'm glad I don't colour my hair at the moment as it's one less thing to worry about, but if I can't get hold of face powder or mascara then I'll be very upset 😭.
Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Mascara would not bother me at at all.
Lip salve on the other hand..............I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
I'm with you on the face powder Hairy - only my other must have would be lipstick. At one time years ago I would have opted for the mascara but I seem to need the lip definition these days.... 👄👄👄Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
End of WFH - Week 2 finished!! And it's absolutely flown by! Being the busiest time in our firm's calendar has added to it, but it's strange that the working hours go quicker at home than at the office. It's been manic today as it's the last business day of the tax year - I only clocked off for lunch for twenty minutes. So no lunchtime walk again and I feel too meh to go out Now! Thank goodness it's the weekend! And I thought all days would merge into one!I've been putting the radio on in the background after I've had the morning news on the TV. I've decided to switch stations around regularly. I'd been listening to Magic but the last couple of days I've been tuned into Scala Radio. This is a classical station but it also includes scores from well known TV programmes, musicals etc as well. They even played a very old Morcambe and Wise song about being positive which is very apt at the moment!😀.
Odd story I'd forgotten to post - last week when I was in our Tesco Express I bought a bunch of bananas. At the till the guy said that under the new rules I could only have three bananas, so he stripped my bunch! I was a bit taken aback but on my way out I noticed that there were also packaged bananas as well as loose. Same with apples etc. So what would happen if you bought six apples in a pack?🤔🤔🤔. Would the staff open the pack and give you three? How would this be costed on the till? The funny thing is when I got home he had actually miscounted and I had four bananas but only paid for three!👍
I managed to squeeze in the clothes washing today - all dark colours again so that's reduced the clothes wash load. 😁
SCRIMPY MSE NEWS
Not much to report. Scrimpy Week 1 April ended on Wednesday and I totally forgot about it as not much spending going on at all. I've been allocating the Ad Hoc spends money to the FB budget. Most of the monthly DDs went out on Wednesday. Spends have been at the supermarkets plus I've ordered three pairs of leggings from Evans in the sale - £7 each. Leggings are my new go to workwear for the foreseeable future and my current pairs are quite old now.
Tonight's plans are to read diaries, watch some telly and catch up with DD and a cousin.XFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
All looking good on the money front - not going out is certainly saving the pennies.
Enjoy your evening browsing and catching up with folk.How strange with the bananas - like you said - what would have happened if you’d have bout pre packed fruit 🤔🤔January spends - £587.584 -
Yes @milann - I think if you are in steady employment at the moment with a regular salary still coming in, quite a few folk are going to find they have some disposable income. Handy for those trying to debt bust. 😊Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
I agree with the WFH I have been busier than ever and time is flying by . I am glad to close my laptop on Thursday evening. I haven't any of my personal spends this pay month yet so will be saving for a rainy day.Enjoy the weekend.Life is an adventure, never stop exploring.4
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Haha. Banana story made me laugh
All sounding good and you seem to be able to keep sane in these crazy times.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
The banana thing is bonkers. I think time goes by faster WFH. We are also very busy at work finding the money to pay for all this. I certainly count my blessings I am working, on full pay and spending less. Mascara is my absolute must have.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Yes - paying for all this will be interesting to say the least......scary times all round 😱😱January spends - £587.583
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