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Paid off the £31,000! BUT - still scrimping!

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Comments

  • I hope someone gives you the info you need SSG :). I'm glad I don't colour my hair at the moment as it's one less thing to worry about, but if I can't get hold of face powder or mascara then I'll be very upset 😭. 
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • beanielou
    beanielou Posts: 95,741 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Mascara would not bother me at at all.
    Lip salve on the other hand..............
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Seasidegal58
    Seasidegal58 Posts: 6,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I'm with you on the face powder Hairy  - only my other must have would be lipstick. At one time years ago I would have opted for the mascara but I seem to need the lip definition these days.... 👄👄👄
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • milann
    milann Posts: 11,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    All looking good on the money front - not going out is certainly saving the pennies.
    Enjoy your evening browsing and catching up with folk. 
    How strange with the bananas - like you said - what would have happened if you’d have bout pre packed fruit 🤔🤔
    January spends - £587.58
  • Seasidegal58
    Seasidegal58 Posts: 6,032 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes @milann - I think if you are in steady employment at the moment with a regular salary still coming in, quite a few folk are going to find they have some disposable income.  Handy for those trying to debt bust. 😊
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,108 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I agree with the WFH I have been busier than ever  and time is flying by . I am glad to close my laptop on Thursday evening. I haven't any of my personal spends this pay month yet so will be saving for a rainy day. 

    Enjoy the weekend. 
    Life is an adventure, never stop exploring.

  • doingitanyway
    doingitanyway Posts: 10,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Haha. Banana story made me laugh :)
    All sounding good and you seem to be able to keep sane in these crazy times. 

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Sun_Addict
    Sun_Addict Posts: 24,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The banana thing is bonkers. I think time goes by faster WFH. We are also very busy at work finding the money to pay for all this. I certainly count my blessings I am working, on full pay and spending less. Mascara is my absolute must have. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • milann
    milann Posts: 11,423 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes - paying for all this will be interesting to say the least......scary times all round 😱😱
    January spends - £587.58
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