What small DFW things will you do this week - w/c 22nd August?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning everyone :hello:

I've been up for an hour and awake for two, so been making good use of my time doing 'admin', may do some proper work for a bit before the rest of the house gets up, to get ahead of myself for the day.

Today's plans:
Work from home - no commute
Pre booked appointment for one set of school shoes - money from clothes piggy
Meals from planner/ stores
Call and get a bit of additional info on a protection policy to make sure it really is fit for purpose
Renew DH car insurance. Will be with same provider - was going to save about £2 for changing with no cash back so not worth the hassle
Make some appointments for me and the girls
One load of washing done overnight, being up early meant I could get a second done on cheap too. Will hang out shortly
Updated my plan for September list and reviewed my August plan/annoying things list
Check banking system, surveys and FPL
Check musc1e f00d for offers as I'll likely need to order some meat for next week.

Right, off for coffee number 2.

determined_new_ms

Morning PF thanks for starting the thread!

Just cast my vote ally! Thanks for doing it, interesting to see other ppl's opinions!

BB so sorry to hear there's a pox on your house. Hope everyone is feeling better soon x

Quick post for me before I jump in the shower and get ready for work :eek:

* quick shower
* make some couscous for lunch with roasted veg cooked yesterday
* all meals from stores
* submit meter readings. Must do this today!
* look into volunteering this evening
* go for a jog this evening
* staying off of FB

Ok think that's all I need to do. Have a good Monday everyone x

DawnW

Morning all
Thanks for starting us off PF

My list for today:
Cheapie porridge breakfast (done)
Load of washing (currently in machine)
Peg out on line when done It has dried a bit, but the heavier items will have to go on the airer overnight. Although it hasn't really rained, it hasn't been a drying day either!
Dog walks x 2 Done
Load of parcels to post office Done
2 large, awkward and fragile items still to wrap. Hope I can pack them well enough to get to their buyers in one piece :eek: I have done a good job - fingers crossed now :eek:
Sort some items for sales unit in town Done, and 3 items sold straight away Will need to find some more bits
Read meters and enter readings onto energy provider's web site Done
Cook chicken, roasted veg and couscous which should last me for a few days - and get rid of a few courgettes :T In progress
Pick French beans and anything else that is ready (yes, I will be having French beans with my chicken and couscous :rotfl:) Picked some raspberries, sugar snap peas .... and more courgettes :eek:
Bit of ironing Still to do
Cleared dining table of business stock, packing materials etc as I was fed up with looking at it

Need to sort more paperwork for business too!
Right, better get on with the first dog walk! Hope everyone has a good day

foxgloves

Morning all,
This week needs to be both money-saving and efficient. I've got off to a good start as did a load of laundry overnight on cheap tariff & did 'rubber pork' last night to stretch it to a lunch & another meal.
I have a long challenging list for the week ahead & am aiming not to spend much time online. I shall be keeping the MSE faith though, you can be sure of that!
Have a productive week, friends.
F x

Bobarella

Thanks for the start PF

Was a bit annoyed to wake up to someone from ebay saying the items he was interested in arent in good enough condition. Some collectors seem to have ridiculously high standards.

Yorkshire re pub cleaners, have heard the same thing about street cleaners. And dustmen.

Today I have the children all day. OH is going to leave a bit early so I can get to my trial shift ok. I am going to make him a thai green curry to have whilst Im out. Then depending on whether they offer to feed me ( I always got dinner for free in my last evening job) I might have some late this evening.

I am hoping this week will see us finally complete on the new mortgage as that has been dragging on for weeks now...

Legomum Hope you guys got home ok and Dawn & BB you are feeling better.

crazy_cat_lady

Morning all :hello:
Good luck with the new job today DNMS - thinking of you
Thanks for the poll as well Ally - I have cast my vote.
It's bucketing down outside so I'm really pleased that I don't have any dog walks etc to do today - although I am still catsitting for another week for bestie. Best go and let them in soon as they will be grumpy after an all nighter in this rain.
So today will be quiet and indoors I think - here are the plans...
:cheesy: check banking and PAD
:cheesy: update my signature on here as I've been padding and not updating
:cheesy: make a phone call (big deal for me as I hate talking to people on the phone)
:cheesy: LSD (we need bread and milk today)
:cheesy: meal plan for the week ahead
:cheesy: hoover through
:cheesy: exercise
:cheesy: crochet
That will do for now - have a good one :beer:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.

allydowd

Hi August Awesome-ees,

I'll be mostly on the sofa this morning resting.


Debt Free-Nillionaire Continuity Plan Year Two:

* Drop tv off at IT repair shop. Hoping it's just a broken capacitor. If it's the screen we'll need a replacement tv. I couldn't get the stubborn back off the tv to see, hence taking thing to the local, independent shop. No way are we sending it to landfill if we can avoid it.

* It's not going to be as sunny as we hoped tomorrow so we're not going to catch the ferry over to the beach on the Isle of Bute. It's pouring with rain. We got cheap tickets to the theatre instead to see an Agatha Christie. £15 each in the front row of the Upper Circle. Will take our own snacks and drinks in which will be bought with M&S loyalty vouchers. We'll take the train into Glasgow it's £2 dearer than driving but so much less hassle. We'll spend our entertainment budget on a meal out but will find somewhere rasonably priced.

* Visit GoMA, free art museum before we go to the theatre.

Live long, live well and prosper.

lumpyspaceprincess

Morning all. I don’t keep up with this thread properly, but this week I’m setting a few MS goals:

# Cash only, no contactless debit card payments!
# Put some old dresses etc on ebay / depop

La_escocesa

Hi everyone :wave:
Thanks for starting us off PF :T
Oooh, exciting times with the new job DNMS!!
Nice one on the voting thingy Ally - exciting!

I'm working from home too today.

Dinner yesterday was lovely and you'll never guess what - forgot to buy gravy so OH made some and it was delicious. There are lots of leftovers so will need to get some meal planning done to make sure we use them up. Veg and chicken today and then got lots of ham to use up too.

This is my last week at work this week - so looking forward to a holiday!!

Need to sort YNAB.
Not much to do today tbh - will be nice! :T

Oh, also found out my friend is pregnant so I'm going to have a nosey for things to crochet - thinking a sleep suit/blanket type thing. Will defo get a free pattern on ravelry.

xxx