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22 Foxhole East
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Don't waste a good baguette on beating the little so & what!- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
In much more surprising news ... DS1 has Already applied for one of the courses, and is going to apply for the other one tonight. But not for the job as Papa Noel 🤣4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
< squints >< looks yet more closely >< sees a glimmer of light that is DS1 > 😊😉
Sympathies on DS3. What a mare …
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 42 books of target 52 in 2025, as @ 9th August
Produce tracker: £276 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Hi, just delurking to say ds3 might be able to resit at a local community college while also studying for A levels. Might be worth asking.
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They won't let him in with 4s to start the A levels, they want 5s. Computer says no.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
Could you pay for a resit? Not sure how much they are or if it is even possible
Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
Debt £2547.60 / £2547.602 -
At the minute it is looking like Business Admin & Law at Btec or Business and Finance.
So of course DH read an article about Labours new plan to stop Btecs from next year - joy!
This after a 30 yr old Environmental post grad college in Devon went bust this week with 30 staff. It is niche, it was small, but it was affiliated to the university of Plymouth and it is only the first. Labour have said the sector must sort themselves out, with larger student intakes to balance the books, but foreign student numbers are down, and it won't be long before a big name crumbles. Watch this space...
So stress levels are increasing in the household.
Anyway, DS3 has an appointment with the connexions service next week, and the big college event on Saturday. He WILL have something to go into... just not his first choice of study path. He just has to try things. He is not finished yet. It is just annoying to have to wait. I suppose it is because the schools have started back, it feels like we are wasting time, but grown up colleges have different timetables I suppose.
So we distracted him with the new elves programme last night. It is very pretty. 💍 👑.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Not surprised that places will go bust as they all rely heavily on the overseas market for students.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Managed to score another day of work with a cheeky email saying I was free that day should they need anyone else... 😁
All looking good to be hitting the £10k bathroom budget target at the end of this month. I have no excuses left for not booking it in.... except Nick Knowles' whole 35+ year career of telling me that all builders will wreck my house ... Terrifying 🤢 😱 but it needs doing and it needs doing asap. Big girl pants on order ...
Christmas has hit the stores, and the charity shops too - the festive jumpers are on the rails! It has been good in one respect, the g/f d/f chocolates and snacks bars have been reduced, probably to clear space for the Xmas themed ones. They are now residents of my pantry. It will save me some money on the lunch boxes for the next couple of weeks.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
You don't need house wrecking builders unless you want major structural things done. You just need bathroom fitters! Just had a shower room redone by the lovely bathroom shop people in town
Everything out, an alarming looking hole leading into the eaves blocked off, all leaky pipes replaced, new loo, shower and basin, lovely vanity cabinet, new flooring and tiles. All perfect. All I had to do was paint a few little bits - and pay for it all of course!
6
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