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22 Foxhole East
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Oh it is dark when I get up... and dark at 7pm, I do so love it when the darkness comes. Can't wait for the clocks to go back and I don't have to worry about suncream, or what. to wear, I swear I can't dress myself properly for warm weather, I take an age to get ready, but come Autumn, and the jumpers and jeans come back out, then I am happy. It was so warm and muggy coming back home tonight at 5.30, not October weather at all.I am over £350 in credit with the energy people after September's bill was paid, so I am in a good place for when the heating has to be turned back on, still not needed it, it was 21 degrees here today. The washing dried on the line in 2 hours, so no dryer needed either4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
I am the opposite ~~ love summer & the heat.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Me too my spirits take a dip in the autumn 🍂Save £20,000 in 2025. April 2k, May 3.5k2
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Nope, dark mornings and a cold nose make me ridiculously happy - it takes all sorts!Sorted out my journey to and from work next week. I know exactly which route to take now. I can take my time and please myself as my work friend is not coming with me.Made a big vegetable stew and will make herby dumplings to go with it for tonight - 3 out of 4 kids have colds. Still have 12 stuffed apples and 2 punnets of strawberries in the fridge to get into them.Folded loads of laundry, and about a million towels.Just got a text from our GP surgery asking people to wear a mask if entering the building. I guess the numbers are going up again if they are texting everyone.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Well that was a cheap birthday meal out! £107 for 6 people + drinks, 3 had starters as well, 6 main meals plus sides. Fantastic Indian place that the Hairy bikers visited when in Leicester. The one with the motorbike connection.Everybody happy, then home for a very tiny slither of cake (no room for anything else).Eldest is 21. Now he is a man, he must start to make the hard decisions.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******7 -
f0xh0les said:Well that was a cheap birthday meal out! £107 for 6 people + drinks, 3 had starters as well, 6 main meals plus sides. Fantastic Indian place that the Hairy bikers visited when in Leicester. The one with the motorbike connection.Everybody happy, then home for a very tiny slither of cake (no room for anything else).Eldest is 21. Now he is a man, he must start to make the hard decisions.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
He keeps being told. So much so that I am sick of the sound of my own voice. He is at the Centre du Job today, we will see if he has decided to join the grown ups soon.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******2 -
Just emailed Mr Roofy chap, and because they have taken such a ridiculously long time to start the job I have just saved myself over £3k. The scaffold is going up at the end of this week, and the front and back of the roof facing the street is being done next week. I only need the front and back of the main house roof renewed now, the side return part of the roof will be done by Mr Loft Extension who is putting up his scaffold at the back of the house ..... in two weeks. There was a point in having a new roof when it looked like there was going to be 2 or 3 months in between, but for less than 2 weeks, nope. So the new quote for the Roof from Mr Roofer, has gone from £13,160.40 down to £9,552.00. and that means the bathroom fund grows by 3,600+ and that is just EPIC!!
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******9 -
Pennies from Heaven !!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Good news on the works.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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